Fundamental analysis · SEC EDGAR · TTM through 31/03/2026

Fundamental analysis of Hartford Insurance Group, Inc.

HIG · NYSE · Financial

Fundamental quality

ATTRACTIVE

76

out of 100

Breakdown by area

I.GrowthEPS growth: 34.3% · Revenue growth: 8.1%
85
II.ProfitabilityNet margin: 14.1% · ROE: 21.5%
80
III.Financial healthNet debt/EBITDA: 4.21x · FCF: 20.2%
64

Source: SEC EDGAR · TTM through 31/03/2026

The score combines growth, profitability and financial strength. Here its growth weighs in its favor, while its financial strength drags it down the most.

Strengths

  • Strong return on equity (ROE of 21.5%).
  • Growing revenue (8.1% annualized).
  • Growing earnings per share (34.3% annualized).
  • Strong free-cash-flow generation (FCF margin of 20.2%).

Risks and weaknesses

  • High leverage (net debt of 4.21× EBITDA).

Historical evolution

YearRevenueNet incomeFree cash flowNet debt
202122,3902,3713,960
202222,3621,8193,833
202324,5272,5044,005
202426,5353,1115,764
202528,3683,8365,753

Between 2021 and 2025, revenue went from $22,390M to $28,368M (+27%) and net income went from $2,371M to $3,836M (+62%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Frequently asked questions

Is Hartford Insurance Group, Inc. a profitable company?

Yes. Hartford Insurance Group, Inc. shows a net margin of 14.1% and an ROE of 21.5%, a sign of a profitable business.

Does Hartford Insurance Group, Inc. have a lot of debt?

Yes, its leverage is high: net debt is 4.21 times its EBITDA.

Is Hartford Insurance Group, Inc. growing?

Its revenue has grown 8.1% annualized in recent years and its earnings per share 34.3%.

Does Hartford Insurance Group, Inc. generate cash?

Yes. It converts about 20.2% of its revenue into free cash flow.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

Is Hartford Insurance Group, Inc. cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

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