Fundamental analysis · SEC EDGAR · TTM through 30/06/2026
TOST · NYSE · Technology
Fundamental quality
81
out of 100
Toast, Inc. earns a fundamental-quality score of 81 out of 100, profiling it as a company with solid fundamentals. Its score rests mainly on its growth (revenue +46.9%/yr). Its weakest area is its profitability (net margin 7.1%). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.
Toast sells the operating system of U.S. restaurants: point of sale, ordering, payments, payroll and reservations in one platform. It charges subscriptions plus a fee on every payment processed through its terminals.
EPS growth: 150% · Revenue growth: 46.9%
Net margin: 7.1% · ROE: 23.8% · ROIC: 40.8%
Net debt/EBITDA: -2.11x · FCF: 8.5%
Source: SEC EDGAR · TTM through 30/06/2026
The score combines growth, profitability and financial strength. Here its growth weighs in its favor, while its profitability drags it down the most.
Percentile against the other 100 Technology companies in our coverage: how far it beats them on each metric (100 = best in sector).
Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.
Key concepts
What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow
| Year | Revenue | Net income | Free cash flow | Net debt |
|---|---|---|---|---|
| 2020 | 823 | -248 | -153 | -410 |
| 2021 | 1,705 | -487 | -10 | -809 |
| 2022 | 2,731 | -275 | -172 | -547 |
| 2023 | 3,865 | -246 | 93 | -605 |
| 2024 | 4,960 | 19 | 306 | -903 |
| 2025 | 6,153 | 342 | 608 | -1,353 |
Between 2020 and 2025, revenue went from $823M to $6,153M (+648%) and net income went from -$248M to $342M (+238%).
Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.
Latest results
Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):
Compared with the previous close (March 31, 2026), this is what moved in its accounts:
Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.
This company doesn't pay a dividend: it reinvests all its earnings back into the business.
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Is Toast, Inc. cheap or expensive?
That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).
Compute the valuation →Is Toast, Inc. a good company to invest in?
In terms of business quality, Toast, Inc. scores 81 out of 100 in our analysis, placing it as a company of high fundamental quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.
Is Toast, Inc. a profitable company?
Toast, Inc. is profitable, with a net margin of 7.1%, though a thin one.
Does Toast, Inc. have a lot of debt?
No. Toast, Inc. has a net cash position: more cash than debt.
Is Toast, Inc. growing?
Its revenue has grown 46.9% annualized in recent years and its earnings per share 150%, and without interruption since 2020.
Does Toast, Inc. generate cash?
Yes. It converts about 8.5% of its revenue into free cash flow.
The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.
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Who's behind the methodology and model · how the score is computed
Data: see Toast, Inc.'s filings on EDGAR
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