Fundamental analysis · SEC EDGAR · TTM through 30/06/2026

Fundamental analysis of International Business Machines Corp

IBM · NYSE · Technology

Fundamental quality

REASONABLE

73

out of 100

International Business Machines Corp runs like a cash machine: it converts about 20% of revenue into free cash flow and holds a 15.5% net margin, though it grows at a measured pace. On fundamental quality it scores 73 out of 100, profiling it as a company of reasonable quality. Its weakest area is its growth (revenue +4.2%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

IBM is a tech veteran that has reinvented itself toward enterprise software, consulting and hybrid cloud (after buying Red Hat). It no longer mainly sells computers: today its business is helping large companies manage their technology, with AI (watsonx) as its bet.

What will shape its future

  • Its shift from declining legacy businesses toward higher-growth software and cloud.
  • The pull of Red Hat and hybrid cloud against the sector's giants.
  • Its ability to turn enterprise AI into real revenue.

Breakdown by area

I.Growth
53

EPS growth: 11.4% · Revenue growth: 4.2%

II.Profitability
87

Net margin: 15.5% · ROE: 31.1% · ROIC: 13.9%

III.Financial health
67

Net debt/EBITDA: 3.75x · FCF: 20%

Source: SEC EDGAR · TTM through 30/06/2026

The score includes +4 for dividend strength: 30 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.

The score combines growth, profitability and financial strength. Here its profitability weighs in its favor, while its growth drags it down the most.

Versus its sector

Percentile against the other 101 Technology companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 53%
ROEbeats 71%
Growthbeats 19%
Cash generationbeats 43%
Less debtbeats 9%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

International Business Machines Corp strengths

  • Excellent free-cash-flow generation (FCF margin of 20%): profit turns into real cash.
  • High gross margin (58.1%), pointing to pricing power.
  • Reasonable return on capital: its ROE (31.1%) is inflated by buybacks, but ROIC —which strips that out— is 13.9%.
  • High net margin (15.5%): the business is clearly profitable.

International Business Machines Corp risks and weaknesses

  • High leverage (net debt of 3.75× EBITDA): more exposed to rates and to a rough patch.

International Business Machines Corp historical evolution

YearRevenueNet incomeFree cash flowNet debt
202055,1795,59015,57948,145
202157,3505,74310,73445,054
202260,5301,6399,08943,063
202361,8607,50212,68643,479
202462,7536,02312,39741,026
202567,53510,59312,10247,673

Between 2020 and 2025, revenue went from $55,179M to $67,535M (+22%) and net income went from $5,590M to $10,593M (+89%). Meanwhile, its margins have widened (from 10% to 16%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):

  • Revenue+4.9%
  • Net income+4.1%

What changed with the June 30, 2026 results

Compared with the previous close (March 31, 2026), this is what moved in its accounts:

  • Quality score8073
  • ROE32.6%31.1%
  • FCF margin18.7%20%

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

$6.71

per share, yearly

59% of earnings

Payout

30 straight years raising it

Growth

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

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Is International Business Machines Corp cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

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Frequently asked questions

Is International Business Machines Corp a good company to invest in?

In terms of business quality, International Business Machines Corp scores 73 out of 100 in our analysis, placing it as a company of reasonable quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is International Business Machines Corp a profitable company?

Yes. International Business Machines Corp shows a net margin of 15.5% and an ROE of 31.1%, a sign of a profitable business.

Does International Business Machines Corp have a lot of debt?

Yes, its leverage is high: net debt is 3.75 times its EBITDA.

Is International Business Machines Corp growing?

Its revenue has grown 4.2% annualized in recent years and its earnings per share 11.4%, and without interruption since 2020.

Does International Business Machines Corp generate cash?

Yes. It converts about 20% of its revenue into free cash flow, and has done so positively year after year.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

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