Fundamental analysis · SEC EDGAR · TTM through 30/06/2026

Fundamental analysis of United Airlines Holdings, Inc.

UAL · Nasdaq · Industrial

Fundamental quality

REASONABLE

73

out of 100

United Airlines Holdings, Inc. earns a fundamental-quality score of 73 out of 100, profiling it as a company of reasonable quality. Its score rests mainly on its growth (revenue +29.3%/yr). Its weakest area is its financial strength (net debt 2.32× EBITDA). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

United Airlines is one of America's three global airlines, strong on international routes and its Chicago, Newark and San Francisco hubs. Its bet of the decade: growing in aircraft and premium seats while rivals shrink.

What will shape its future

  • International and business traffic, its most profitable turf.
  • Giant aircraft orders: growth demands capital and Boeing delivering on time.
  • Fuel and the economic cycle, the two winds no airline chooses.

Breakdown by area

I.Growth
95

EPS growth: 56.5% · Revenue growth: 29.3%

II.Profitability
66

Net margin: 5.6% · ROE: 20.9% · ROIC: 10.9%

III.Financial health
59

Net debt/EBITDA: 2.32x · FCF: 4%

Source: SEC EDGAR · TTM through 30/06/2026

The score combines growth, profitability and financial strength. Here its growth weighs in its favor, while its financial strength drags it down the most.

Versus its sector

Percentile against the other 69 Industrial companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 30%
ROEbeats 58%
Growthbeats 87%
Cash generationbeats 24%
Less debtbeats 43%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

United Airlines Holdings, Inc. strengths

  • Growing earnings per share (56.5% annualized).
  • Revenue growing strongly (29.3% annualized).
  • Strong return on equity (ROE of 20.9%): it puts shareholder capital to good use.
  • It has turned profitable after years of losses.

United Airlines Holdings, Inc. risks and weaknesses

  • Erratic free cash flow, with several years in the red.

United Airlines Holdings, Inc. historical evolution

YearRevenueNet incomeFree cash flowNet debt
202015,355-7,069-5,86015,478
202124,634-1,964-4015,080
202244,9557371,24724,028
202353,7172,618-26023,017
202457,0633,1493,83015,884
202559,0703,3532,55715,324

Between 2020 and 2025, revenue went from $15,355M to $59,070M (+285%) and net income went from -$7,069M to $3,353M (+147%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):

  • Revenue+13.5%
  • Net income+10.5%

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

This company doesn't pay a dividend: it reinvests all its earnings back into the business.

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Is United Airlines Holdings, Inc. cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

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Frequently asked questions

Is United Airlines Holdings, Inc. a good company to invest in?

In terms of business quality, United Airlines Holdings, Inc. scores 73 out of 100 in our analysis, placing it as a company of reasonable quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is United Airlines Holdings, Inc. a profitable company?

United Airlines Holdings, Inc. is profitable, with a net margin of 5.6%, though a thin one.

Does United Airlines Holdings, Inc. have a lot of debt?

A moderate level: its net debt is 2.32 times its EBITDA.

Is United Airlines Holdings, Inc. growing?

Its revenue has grown 29.3% annualized in recent years and its earnings per share 56.5%, and without interruption since 2020.

Does United Airlines Holdings, Inc. generate cash?

Yes. It converts about 4% of its revenue into free cash flow.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

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