Head to head · SEC data as of July 10, 2026

JPMorgan vs Bank of America: which has the stronger fundamentals?

JPMorgan

72

Quality score · out of 100

Bank of America

71

Quality score · out of 100

On paper this one is nearly a draw: JPMorgan scores 72 and Bank of America scores 71 out of 100 in our fundamental quality model. JPMorgan wins on net margin (31.5% vs 27.6%), ROE (16.2% vs 10.6%) and revenue growth (8.8% vs 5.8%).

The metrics, head to head

MetricJPMorganBank of America
Quality score (0-100)7271
Net margin31.5%27.6%
Gross margin
ROE16.2%10.6%
Net debt/EBITDA
FCF margin
Revenue growth (annualized)8.8%5.8%
Earnings growth (annualized)17.7%15.8%

TTM metrics with official SEC data, refreshed daily. Bold green marks the winner of each metric. A dash means the metric doesn't apply or isn't reliable.

What each one does

JPMorgan. JPMorgan Chase is the largest bank in the United States. It does it all: consumer and commercial banking, cards, investment banking and asset management. Its scale and diversification give it a dominant position.

Bank of America. Bank of America is one of the largest banks in the U.S. It offers consumer and commercial banking, wealth management and investment banking. It has one of the country's largest retail customer bases.

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What this comparison doesn't tell you

The score measures business quality, not whether the stock is cheap or expensive: the better company can be the worse investment if you overpay. For the valuation verdict, enter each one's current price in the analyzer:

Analyze JPMorgan →Analyze Bank of America →

Frequently asked questions

Who has the stronger fundamentals today, JPMorgan or Bank of America?

They're practically tied: JPMorgan and Bank of America score 72 and 71 out of 100 in the StockSemáforo model (profitability, growth and financial strength, built on official SEC data). The score is recomputed nightly with the latest filings.

Does that make JPMorgan the better investment?

No. The score measures business quality, not valuation: an excellent company can trade at an excessive price and be a poor investment at that price. To find out whether it's cheap or expensive, enter its current quote in the StockSemáforo analyzer.

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