Fundamental analysis · SEC EDGAR · TTM through 30/06/2026
JPM · NYSE · Financial
Fundamental quality
77
out of 100
JPMorgan Chase & Co earns a fundamental-quality score of 77 out of 100, profiling it as a company with solid fundamentals. Its score rests mainly on its profitability (net margin 32.6%). Its weakest area is its financial strength. Whether it's cheap or expensive depends on the current price, which you can compute in the tool.
JPMorgan Chase is the largest bank in the United States. It does it all: consumer and commercial banking, cards, investment banking and asset management. Its scale and diversification give it a dominant position.
EPS growth: 19.2% · Revenue growth: 9.7%
Net margin: 32.6% · ROE: 17.4%
Capital strength: 7.5%
For banks and financials, net debt/EBITDA and free cash flow don't apply (debt is their business). We use capital strength: equity over total assets. The higher it is, the bigger the cushion against losses.
Source: SEC EDGAR · TTM through 30/06/2026
The score includes +3 for dividend strength: 15 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.
The score combines growth, profitability and financial strength. Here its profitability weighs in its favor, while its financial strength drags it down the most.
Percentile against the other 71 Financial companies in our coverage: how far it beats them on each metric (100 = best in sector).
Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.
Why isn't a bank measured like other companies? Read the how to analyze a bank guide.
Key concepts
What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow
| Year | Revenue | Net income | Free cash flow | Net debt |
|---|---|---|---|---|
| 2020 | 119,951 | 29,131 | — | -482,401 |
| 2021 | 121,649 | 48,334 | — | -687,240 |
| 2022 | 128,695 | 37,676 | — | -523,207 |
| 2023 | 158,104 | 49,552 | — | -579,439 |
| 2024 | 177,556 | 58,471 | — | -416,424 |
| 2025 | 182,447 | 57,048 | — | -278,562 |
Between 2020 and 2025, revenue went from $119,951M to $182,447M (+52%) and net income went from $29,131M to $57,048M (+96%). Meanwhile, its margins have widened (from 24% to 31%).
Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.
Latest results
Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):
Compared with the previous close (March 31, 2026), this is what moved in its accounts:
Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.
$5.8
per share, yearly
29.1% of earnings
Payout
15 straight years raising it
Growth
The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →
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Is JPMorgan Chase & Co cheap or expensive?
That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).
Compute the valuation →Is JPMorgan Chase & Co a good company to invest in?
In terms of business quality, JPMorgan Chase & Co scores 77 out of 100 in our analysis, placing it as a company of high fundamental quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.
Is JPMorgan Chase & Co a profitable company?
Very. JPMorgan Chase & Co shows a net margin of 32.6% and an ROE of 17.4%, typical of a highly profitable business.
Is JPMorgan Chase & Co growing?
Its revenue has grown 9.7% annualized in recent years and its earnings per share 19.2%, and without interruption since 2020.
The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.
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Who's behind the methodology and model · how the score is computed
Data: see JPMorgan Chase & Co's filings on EDGAR
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