Head to head · SEC data as of September 11, 2026

Wells Fargo vs Bank of America: which has the stronger fundamentals?

Wells Fargo

79

Quality score · out of 100

Bank of America

75

Quality score · out of 100

Wells Fargo comes in ahead: a quality score of 79 versus 75 for Bank of America. Wells Fargo wins on earnings growth (41.3% vs 16.5%). Bank of America answers with revenue growth (6.2% vs 2.9%).

The metrics, head to head

MetricWells FargoBank of America
Quality score (0-100)7975
Net margin26%28.2%
Gross margin
ROE12.5%11.2%
Net debt/EBITDA
FCF margin
Revenue growth (annualized)2.9%6.2%
Earnings growth (annualized)41.3%16.5%

TTM metrics with official SEC data, refreshed daily. Bold green marks the winner of each metric. A dash means the metric doesn't apply or isn't reliable.

What each one does

Wells Fargo. Wells Fargo is one of the largest banks in the U.S., heavily focused on traditional banking: mortgages, loans and deposits for individuals and businesses. It's emerging from years of regulatory problems that capped its growth.

Bank of America. Bank of America is one of the largest banks in the U.S. It offers consumer and commercial banking, wealth management and investment banking. It has one of the country's largest retail customer bases.

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What this comparison doesn't tell you

The score measures business quality, not whether the stock is cheap or expensive: the better company can be the worse investment if you overpay. For the valuation verdict, enter each one's current price in the analyzer:

Analyze Wells Fargo →Analyze Bank of America →

Frequently asked questions

Who has the stronger fundamentals today, Wells Fargo or Bank of America?

By the StockSemáforo model (profitability, growth and financial strength, built on official SEC data), Wells Fargo scores higher: 79 versus 75 out of 100. The score is recomputed nightly with the latest filings.

Does that make Wells Fargo the better investment?

No. The score measures business quality, not valuation: an excellent company can trade at an excessive price and be a poor investment at that price. To find out whether it's cheap or expensive, enter its current quote in the StockSemáforo analyzer.

Who's behind the methodology and model · how the score is computed

Data: official SEC filings (EDGAR) · Recomputed on September 11, 2026

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