Fundamental analysis · SEC EDGAR · TTM through 29/05/2026

Fundamental analysis of Adobe Inc.

ADBE · Nasdaq · Technology

Fundamental quality

ATTRACTIVE

84

out of 100

Adobe Inc. fits the profile of a quality compounder: it pairs high return on capital (ROE 62.8%) with wide margins (net margin 28.7%) and a business that keeps growing (13% a year). On fundamental quality it scores 84 out of 100, profiling it as a company with solid fundamentals. Its weakest area is its growth (revenue +13%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

Adobe is the leader in content-creation software: Photoshop, Illustrator, Acrobat (PDF) and design and marketing tools. It sells by subscription, giving it recurring revenue and very high margins.

What will shape its future

  • How generative AI affects it: a threat to some uses, an opportunity if it integrates it well into its products.
  • Subscriber growth and its ability to raise prices.
  • Competition from newer, cheaper or AI-driven design tools.

Breakdown by area

I.Growth
63

EPS growth: 9.1% · Revenue growth: 13%

II.Profitability
93

Net margin: 28.7% · ROE: 62.8% · ROIC: 54.5%

III.Financial health
95

Net debt/EBITDA: 0.18x · FCF: 40.8%

Source: SEC EDGAR · TTM through 29/05/2026

The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its growth drags it down the most.

Versus its sector

Percentile against the other 101 Technology companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 79%
ROEbeats 86%
Growthbeats 45%
Cash generationbeats 94%
Less debtbeats 66%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

Adobe Inc. strengths

  • Outstanding return on equity (ROE of 62.8%): it puts shareholder capital to good use.
  • Excellent free-cash-flow generation (FCF margin of 40.8%): profit turns into real cash.
  • High gross margin (89.4%), pointing to pricing power.
  • Exceptional net margin (28.7%), high even for its sector: the business is clearly profitable.

Adobe Inc. risks and weaknesses

  • Shrinking margins: net margin has fallen from 41% to 30% in recent years.
  • Its net debt has grown over the period.

Adobe Inc. historical evolution

YearRevenueNet incomeFree cash flowNet debt
202012,8685,2605,308-361
202115,7854,8226,882279
202217,6064,7567,396-107
202319,4095,4286,942-3,507
202421,5055,5607,873-1,984
202523,7697,1309,852779

Between 2020 and 2025, revenue went from $12,868M to $23,769M (+85%) and net income went from $5,260M to $7,130M (+36%). Meanwhile, its margins have narrowed (from 41% to 30%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the half-year ended May 29, 2026, versus the half-year ended May 30, 2025 (SEC filings):

  • Revenue+12.3%
  • Net income+2.8%

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

This company doesn't pay a dividend: it reinvests all its earnings back into the business.

Advertising

Want to invest in Adobe Inc.?

Open your account in minutes with regulated brokers and buy U.S. and European stocks from small amounts. No paperwork.

Interactive BrokersGlobal markets

The serious investor's standard

Open free account →
WebullCommission-free

Popular in the U.S.

Open free account →

Investing carries risk of loss.

Is Adobe Inc. cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

Compute the valuation →

Frequently asked questions

Is Adobe Inc. a good company to invest in?

In terms of business quality, Adobe Inc. scores 84 out of 100 in our analysis, placing it as a company of high fundamental quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is Adobe Inc. a profitable company?

Very. Adobe Inc. shows a net margin of 28.7% and an ROE of 62.8%, typical of a highly profitable business.

Does Adobe Inc. have a lot of debt?

Not particularly. Its net debt is 0.18 times its EBITDA, a low level.

Is Adobe Inc. growing?

Its revenue has grown 13% annualized in recent years and its earnings per share 9.1%, and without interruption since 2020.

Does Adobe Inc. generate cash?

Yes. It converts about 40.8% of its revenue into free cash flow, and has done so positively year after year.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

Was this page helpful?