Fundamental analysis · SEC EDGAR · TTM through 30/06/2026

Fundamental analysis of Cigna Group

CI · NYSE · Healthcare

Fundamental quality

REASONABLE

58

out of 100

Cigna Group earns a fundamental-quality score of 58 out of 100, profiling it as a company of reasonable quality. Its score rests mainly on its financial strength (net debt 2.02× EBITDA). Its weakest area is its growth (revenue +10.8%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

Cigna is a U.S. healthcare giant with two legs: health insurance (employer and individual plans) and, above all, Evernorth, its pharmacy-services business, which manages medications for millions of people and generates most of its revenue.

What will shape its future

  • Medical costs: if health claims rise faster than the premiums it charged, margins suffer.
  • Political and regulatory pressure on pharmacy middlemen (PBMs), the heart of Evernorth.
  • Its scale and bargaining power with drugmakers and hospitals, the basis of its margin.

Breakdown by area

I.Growth
48

EPS growth: 0.9% · Revenue growth: 10.8%

II.Profitability
53

Net margin: 2.3% · ROE: 15.1% · ROIC: 11.8%

III.Financial health
70

Net debt/EBITDA: 2.02x

Source: SEC EDGAR · TTM through 30/06/2026

The score includes +1 for dividend strength: 5 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.

The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its growth drags it down the most.

Versus its sector

Percentile against the other 57 Healthcare companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 20%
ROEbeats 53%
Growthbeats 67%
Less debtbeats 52%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

Cigna Group strengths

  • Revenue rising without interruption since 2020.
  • Revenue growing (10.8% annualized).

Cigna Group risks and weaknesses

  • Thin margins (net margin of 2.3%), little cushion for setbacks.
  • Shrinking margins: net margin has fallen from 5% to 2% in recent years.

Cigna Group historical evolution

YearRevenueNet incomeFree cash flowNet debt
2020160,4018,48922,737
2021174,0695,42028,589
2022180,5186,78225,169
2023195,2655,16423,108
2024247,1213,43424,422
2025274,9005,95723,787

Between 2020 and 2025, revenue went from $160,401M to $274,900M (+71%) and net income went from $8,489M to $5,957M (-30%). Meanwhile, its margins have narrowed (from 5% to 2%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):

  • Revenue+5.6%
  • Net income+16.1%

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

$6.04

per share, yearly

27% of earnings

Payout

5 straight years raising it

Growth

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

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Is Cigna Group cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

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Frequently asked questions

Is Cigna Group a good company to invest in?

In terms of business quality, Cigna Group scores 58 out of 100 in our analysis, placing it as a company of reasonable quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is Cigna Group a profitable company?

Cigna Group is profitable, with a net margin of 2.3%, though a thin one.

Does Cigna Group have a lot of debt?

A moderate level: its net debt is 2.02 times its EBITDA.

Is Cigna Group growing?

Its revenue has grown 10.8% annualized in recent years and its earnings per share 0.9%, and without interruption since 2020.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

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