Fundamental analysis · SEC EDGAR · TTM through 30/06/2026

Fundamental analysis of Cnh Industrial N.v.

CNH · NYSE · Industrial

Fundamental quality

WEAK

18

out of 100

Cnh Industrial N.v.'s profile is defined by leverage: it carries high debt (37.95× EBITDA) on thin margins (1.7%), which makes it more sensitive to rates and the cycle. On fundamental quality it scores 18 out of 100, profiling it as a company with demanding fundamentals. Its weakest area is its growth (revenue +3.8%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

CNH Industrial is the world's second farm-machinery maker: the Case IH and New Holland tractors harvesting half the planet, plus construction equipment. John Deere's eternal rival, with the same bet: the tractor that drives and sprays itself.

What will shape its future

  • Farm income: when grain falls, the farmer postpones the new tractor.
  • Precision agriculture, its technology race against Deere.
  • Its captive finance arm: financing tractors is the business's quiet half.

Breakdown by area

I.Growth
8

EPS growth: -29.7% · Revenue growth: 3.8%

II.Profitability
33

Net margin: 1.7% · ROE: 4% · ROIC: 0.8%

III.Financial health
12

Net debt/EBITDA: 37.95x

Source: SEC EDGAR · TTM through 30/06/2026

The score combines growth, profitability and financial strength. Here its profitability weighs in its favor, while its growth drags it down the most.

Versus its sector

Percentile against the other 69 Industrial companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 14%
ROEbeats 11%
Growthbeats 24%
Less debtbeats 0%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

Cnh Industrial N.v. strengths

  • It has turned profitable after years of losses.

Cnh Industrial N.v. risks and weaknesses

  • Very high leverage (net debt of 37.95× EBITDA): more exposed to rates and to a rough patch.
  • Declining earnings per share (-29.7% annualized).
  • Its net debt has grown over the period.
  • Thin margins (net margin of 1.7%), little cushion for setbacks.

Cnh Industrial N.v. historical evolution

YearRevenueNet incomeFree cash flowNet debt
202014,779-493-8,987
202119,4961,72315,853
202223,5512,02918,586
202324,6872,27523,004
202419,8361,24623,691
202518,09551024,184

Between 2020 and 2025, revenue went from $14,779M to $18,095M (+22%) and net income went from -$493M to $510M (+203%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):

  • Revenue+1.1%
  • Net income-57.8%

What changed with the June 30, 2026 results

Compared with the previous close (March 31, 2026), this is what moved in its accounts:

  • Quality score1918
  • Net debt/EBITDA32.93×37.95×

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

$0.25

per share, yearly

65.3% of earnings

Payout

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

Advertising

Invest smart: choose your broker well

Open your account in minutes with regulated brokers and buy U.S. and European stocks from small amounts. No paperwork.

Interactive BrokersGlobal markets

The serious investor's standard

Open free account →
WebullCommission-free

Popular in the U.S.

Open free account →

Investing carries risk of loss.

Is Cnh Industrial N.v. cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

Compute the valuation →

Frequently asked questions

Is Cnh Industrial N.v. a good company to invest in?

In terms of business quality, Cnh Industrial N.v. scores 18 out of 100 in our analysis, placing it as a company with demanding fundamentals. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is Cnh Industrial N.v. a profitable company?

Cnh Industrial N.v. is profitable, with a net margin of 1.7%, though a thin one.

Does Cnh Industrial N.v. have a lot of debt?

Yes, its leverage is high: net debt is 37.95 times its EBITDA, and it has been rising.

Is Cnh Industrial N.v. growing?

Its revenue has grown 3.8% annualized in recent years.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

Was this page helpful?