Fundamental analysis · SEC EDGAR · TTM through 31/03/2026

Fundamental analysis of Fair Isaac Corp

FICO · NYSE · Services-Business Services, NEC

Fundamental quality

REASONABLE

73

out of 100

Breakdown by area

I.GrowthEPS growth: 25.7% · Revenue growth: 15.1%
84
II.ProfitabilityNet margin: 33.7% · ROE: -36.1%
60
III.Financial healthNet debt/EBITDA: 2.97x · FCF: 39.9%
74

Source: SEC EDGAR · TTM through 31/03/2026

The score combines growth, profitability and financial strength. Here its growth weighs in its favor, while its profitability drags it down the most.

Strengths

  • High net margin (33.7%), a sign of a very profitable business.
  • Growing revenue (15.1% annualized).
  • Growing earnings per share (25.7% annualized).
  • Strong free-cash-flow generation (FCF margin of 39.9%).

Risks and weaknesses

  • No clear weaknesses in the recent fundamentals, though the system doesn't assess qualitative factors (competition, regulation, management).

Historical evolution

YearRevenueNet incomeFree cash flowNet debt
2021$1,317M$392M$416M$1,064M
2022$1,377M$374M$503M$1,720M
2023$1,514M$429M$465M$1,725M
2024$1,718M$513M$624M$2,058M
2025$1,991M$652M$770M$2,922M

Between 2021 and 2025, revenue went from $1,317M to $1,991M (+51%) and net income went from $392M to $652M (+66%).

Annual figures in U.S. dollars per SEC filings. Net debt is total debt minus cash.

Frequently asked questions

Is Fair Isaac Corp a profitable company?

Yes. Fair Isaac Corp shows a net margin of 33.7% and an ROE of -36.1%, a sign of a profitable business.

Does Fair Isaac Corp have a lot of debt?

A moderate level: its net debt is 2.97 times its EBITDA.

Is Fair Isaac Corp growing?

Its revenue has grown 15.1% annualized in recent years and its earnings per share 25.7%.

Does Fair Isaac Corp generate cash?

Yes. It converts about 39.9% of its revenue into free cash flow.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

Is Fair Isaac Corp cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

Compute the valuation →
Advertising

Where to buy Fair Isaac Corp?

Brokers you can use to invest in U.S. and European stocks.

Compare the brokers →