Fundamental analysis · SEC EDGAR · TTM through 31/03/2026

Fundamental analysis of Fiserv Inc

FISV · Nasdaq · Services-Business Services, NEC

Fundamental quality

ATTRACTIVE

75

out of 100

Breakdown by area

I.GrowthEPS growth: 13.5% · Revenue growth: 5.5%
59
II.ProfitabilityNet margin: 15.2% · ROE: 12.2%
72
III.Financial healthNet debt/EBITDA: 0.76x · FCF: 19.6%
93

Source: SEC EDGAR · TTM through 31/03/2026

The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its growth drags it down the most.

Strengths

  • Growing earnings per share (13.5% annualized).
  • Strong free-cash-flow generation (FCF margin of 19.6%).
  • Low leverage (net debt of 0.76× EBITDA).

Risks and weaknesses

  • No clear weaknesses in the recent fundamentals, though the system doesn't assess qualitative factors (competition, regulation, management).

Historical evolution

YearRevenueNet incomeFree cash flowNet debt
202116,2261,3342,874-327
202217,7372,5303,139-434
202319,0933,0683,774-449
202420,4563,1315,062-126
202521,1933,4804,299441

Between 2021 and 2025, revenue went from $16,226M to $21,193M (+31%) and net income went from $1,334M to $3,480M (+161%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Frequently asked questions

Is Fiserv Inc a profitable company?

Yes. Fiserv Inc shows a net margin of 15.2% and an ROE of 12.2%, a sign of a profitable business.

Does Fiserv Inc have a lot of debt?

Not particularly. Its net debt is 0.76 times its EBITDA, a low level.

Is Fiserv Inc growing?

Its revenue has grown 5.5% annualized in recent years and its earnings per share 13.5%.

Does Fiserv Inc generate cash?

Yes. It converts about 19.6% of its revenue into free cash flow.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

Is Fiserv Inc cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

Compute the valuation →
Advertising

Where to buy Fiserv Inc?

Brokers you can use to invest in U.S. and European stocks.

Compare the brokers →
Was this page helpful?