Fundamental analysis · SEC EDGAR · TTM through 31/03/2026
CB · NYSE · Financial
Fundamental quality
85
out of 100
Chubb Ltd earns a fundamental-quality score of 85 out of 100, profiling it as a company with solid fundamentals. Its score rests mainly on its growth (revenue +10.5%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.
Chubb is one of the world's largest property and casualty insurers (home, business, accident), with a global footprint and a focus on high-end clients. It makes money two ways: discipline in pricing premiums and the return from investing those premiums until claims are paid.
EPS growth: 27.9% · Revenue growth: 10.5%
Net margin: 18.6% · ROE: 15.3%
Source: SEC EDGAR · TTM through 31/03/2026
The score includes +4 for dividend strength: 34 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.
The score combines growth, profitability and financial strength, and here its pillars hold up evenly.
Percentile against the other 71 Financial companies in our coverage: how far it beats them on each metric (100 = best in sector).
Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.
Key concepts
What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow
| Year | Revenue | Net income | Free cash flow | Net debt |
|---|---|---|---|---|
| 2020 | 35,994 | 3,533 | — | 13,201 |
| 2021 | 40,869 | 8,525 | — | 14,509 |
| 2022 | 43,097 | 5,246 | — | 12,865 |
| 2023 | 49,735 | 9,028 | — | 11,874 |
| 2024 | 55,753 | 9,272 | — | 12,630 |
| 2025 | 59,402 | 10,310 | — | 14,757 |
Between 2020 and 2025, revenue went from $35,994M to $59,402M (+65%) and net income went from $3,533M to $10,310M (+192%). Meanwhile, its margins have widened (from 10% to 17%).
Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.
Latest results
Figures for the quarter ended March 31, 2026, versus the quarter ended March 31, 2025 (SEC filings):
Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.
$2.56
per share, yearly
14.6% of earnings
Payout
34 straight years raising it
Growth
The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →
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Is Chubb Ltd cheap or expensive?
That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).
Compute the valuation →Is Chubb Ltd a good company to invest in?
In terms of business quality, Chubb Ltd scores 85 out of 100 in our analysis, placing it as a company of high fundamental quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.
Is Chubb Ltd a profitable company?
Yes. Chubb Ltd shows a net margin of 18.6% and an ROE of 15.3%, a sign of a profitable business.
Is Chubb Ltd growing?
Its revenue has grown 10.5% annualized in recent years and its earnings per share 27.9%, and without interruption since 2020.
The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.
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Who's behind the methodology and model · how the score is computed
Data: see Chubb Ltd's filings on EDGAR
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