Fundamental analysis · SEC EDGAR · TTM through 31/03/2026

Fundamental analysis of Travelers Companies, Inc.

TRV · NYSE · Financial

Fundamental quality

ATTRACTIVE

84

out of 100

Breakdown by area

I.GrowthEPS growth: 35.4% · Revenue growth: 9.1%
86
II.ProfitabilityNet margin: 15.5% · ROE: 23.8%
85
III.Financial healthNet debt/EBITDA: 1.45x
81

Source: SEC EDGAR · TTM through 31/03/2026

The score combines growth, profitability and financial strength. Here its growth weighs in its favor, while its financial strength drags it down the most.

Strengths

  • Strong return on equity (ROE of 23.8%).
  • Growing revenue (9.1% annualized).
  • Growing earnings per share (35.4% annualized).

Risks and weaknesses

  • No clear weaknesses in the recent fundamentals, though the system doesn't assess qualitative factors (competition, regulation, management).

Historical evolution

YearRevenueNet incomeFree cash flowNet debt
2021$34,816M$3,662M
2022$36,884M$2,842M
2023$41,364M$2,991M
2024$46,423M$4,999M
2025$48,828M$6,288M

Between 2021 and 2025, revenue went from $34,816M to $48,828M (+40%) and net income went from $3,662M to $6,288M (+72%).

Annual figures in U.S. dollars per SEC filings. Net debt is total debt minus cash.

Frequently asked questions

Is Travelers Companies, Inc. a profitable company?

Yes. Travelers Companies, Inc. shows a net margin of 15.5% and an ROE of 23.8%, a sign of a profitable business.

Does Travelers Companies, Inc. have a lot of debt?

Not particularly. Its net debt is 1.45 times its EBITDA, a low level.

Is Travelers Companies, Inc. growing?

Its revenue has grown 9.1% annualized in recent years and its earnings per share 35.4%.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

Is Travelers Companies, Inc. cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

Compute the valuation →
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