Fundamental analysis · SEC EDGAR · TTM through 31/03/2026

Fundamental analysis of Block, Inc.

XYZ · NYSE · Technology

Fundamental quality

DEMANDING

49

out of 100

Breakdown by area

I.GrowthEPS growth: -53.9% · Revenue growth: 10.8%
8
II.ProfitabilityNet margin: 3.3% · ROE: 3.7%
50
III.Financial healthNet debt/EBITDA: 0.56x · FCF: 13.3%
88

Source: SEC EDGAR · TTM through 31/03/2026

The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its growth drags it down the most.

Strengths

  • Growing revenue (10.8% annualized).
  • Strong free-cash-flow generation (FCF margin of 13.3%).
  • Low leverage (net debt of 0.56× EBITDA).

Risks and weaknesses

  • Thin margins (net margin of 3.3%).
  • Declining earnings per share (-53.9% annualized).
  • Low return on equity (ROE of 3.7%).

Historical evolution

YearRevenueNet incomeFree cash flowNet debt
202117,661166714116
202217,532-5415-434
202321,91610-50-876
202424,1212,8971,553-1,970
202524,1941,3062,425725

Between 2021 and 2025, revenue went from $17,661M to $24,194M (+37%) and net income went from $166M to $1,306M (+685%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Frequently asked questions

Is Block, Inc. a profitable company?

Block, Inc. is profitable, with a net margin of 3.3%, though a thin one.

Does Block, Inc. have a lot of debt?

Not particularly. Its net debt is 0.56 times its EBITDA, a low level.

Is Block, Inc. growing?

Its revenue has grown 10.8% annualized in recent years.

Does Block, Inc. generate cash?

Yes. It converts about 13.3% of its revenue into free cash flow.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

Is Block, Inc. cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

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