Head to head · SEC data as of July 18, 2026

Oracle vs Microsoft: which has the stronger fundamentals?

Oracle

75

Quality score · out of 100

Microsoft

92

Quality score · out of 100

Microsoft comes in ahead: a quality score of 92 versus 75 for Oracle. Microsoft wins on net margin (39.3% vs 25.4%), cash generation (FCF) (22.9% vs -35.2%) and revenue growth (14.9% vs 10.7%). Oracle answers with ROE (40.2% vs 30.2%) and less debt (-0.85× vs 0.05×).

The metrics, head to head

MetricOracleMicrosoft
Quality score (0-100)7592
Net margin25.4%39.3%
Gross margin68.3%
ROE40.2%30.2%
Net debt/EBITDA-0.85×0.05×
FCF margin-35.2%22.9%
Revenue growth (annualized)10.7%14.9%
Earnings growth (annualized)5.1%20.5%

TTM metrics with official SEC data, refreshed daily. Bold green marks the winner of each metric. A dash means the metric doesn't apply or isn't reliable.

What each one does

Oracle. Oracle is one of the world's largest enterprise-software companies, known for its databases. Its current growth leans on the cloud: renting infrastructure and applications to companies, including capacity for AI.

Microsoft. Microsoft is one of the world's largest tech companies. It makes money from enterprise software (Windows, Office/Microsoft 365), but its growth engine is the cloud (Azure), and it has positioned itself as a leader in embedding AI into business products.

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What this comparison doesn't tell you

The score measures business quality, not whether the stock is cheap or expensive: the better company can be the worse investment if you overpay. For the valuation verdict, enter each one's current price in the analyzer:

Analyze Oracle →Analyze Microsoft →

Frequently asked questions

Who has the stronger fundamentals today, Oracle or Microsoft?

By the StockSemáforo model (profitability, growth and financial strength, built on official SEC data), Microsoft scores higher: 92 versus 75 out of 100. The score is recomputed nightly with the latest filings.

Does that make Microsoft the better investment?

No. The score measures business quality, not valuation: an excellent company can trade at an excessive price and be a poor investment at that price. To find out whether it's cheap or expensive, enter its current quote in the StockSemáforo analyzer.

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