Head to head · SEC data as of July 18, 2026

Progressive vs Allstate: which has the stronger fundamentals?

Progressive

82

Quality score · out of 100

Allstate

87

Quality score · out of 100

Allstate comes in ahead: a quality score of 87 versus 82 for Progressive. Allstate wins on net margin (17.8% vs 12.9%) and earnings growth (20.1% vs 14.5%). Progressive answers with revenue growth (15.2% vs 9.7%).

The metrics, head to head

MetricProgressiveAllstate
Quality score (0-100)8287
Net margin12.9%17.8%
Gross margin
ROE36.1%38.4%
Net debt/EBITDA
FCF margin18.4%16.9%
Revenue growth (annualized)15.2%9.7%
Earnings growth (annualized)14.5%20.1%

TTM metrics with official SEC data, refreshed daily. Bold green marks the winner of each metric. A dash means the metric doesn't apply or isn't reliable.

What each one does

Progressive. Progressive is the most profitable U.S. auto insurer and the fastest share gainer. Its historic edge: pricing risk better than anyone with data (it pioneered telematics — measuring how you actually drive).

Allstate. Allstate is one of America's largest auto and home insurers — the 'good hands' of its slogan. A massive personal-lines business where the battle is fought on price, claims costs and national-scale advertising.

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What this comparison doesn't tell you

The score measures business quality, not whether the stock is cheap or expensive: the better company can be the worse investment if you overpay. For the valuation verdict, enter each one's current price in the analyzer:

Analyze Progressive →Analyze Allstate →

Frequently asked questions

Who has the stronger fundamentals today, Progressive or Allstate?

By the StockSemáforo model (profitability, growth and financial strength, built on official SEC data), Allstate scores higher: 87 versus 82 out of 100. The score is recomputed nightly with the latest filings.

Does that make Allstate the better investment?

No. The score measures business quality, not valuation: an excellent company can trade at an excessive price and be a poor investment at that price. To find out whether it's cheap or expensive, enter its current quote in the StockSemáforo analyzer.

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