Head to head · SEC data as of September 11, 2026

Progressive vs Allstate: which has the stronger fundamentals?

Progressive

82

Quality score · out of 100

Allstate

88

Quality score · out of 100

Allstate comes in ahead: a quality score of 88 versus 82 for Progressive. Allstate wins on net margin (19% vs 12.8%), ROE (39.5% vs 34.1%) and earnings growth (21.3% vs 14.1%). Progressive answers with revenue growth (14.8% vs 9.8%).

The metrics, head to head

MetricProgressiveAllstate
Quality score (0-100)8288
Net margin12.8%19%
Gross margin
ROE34.1%39.5%
Net debt/EBITDA
FCF margin17.5%17.5%
Revenue growth (annualized)14.8%9.8%
Earnings growth (annualized)14.1%21.3%

TTM metrics with official SEC data, refreshed daily. Bold green marks the winner of each metric. A dash means the metric doesn't apply or isn't reliable.

What each one does

Progressive. Progressive is the most profitable U.S. auto insurer and the fastest share gainer. Its historic edge: pricing risk better than anyone with data (it pioneered telematics — measuring how you actually drive).

Allstate. Allstate is one of America's largest auto and home insurers — the 'good hands' of its slogan. A massive personal-lines business where the battle is fought on price, claims costs and national-scale advertising.

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What this comparison doesn't tell you

The score measures business quality, not whether the stock is cheap or expensive: the better company can be the worse investment if you overpay. For the valuation verdict, enter each one's current price in the analyzer:

Analyze Progressive →Analyze Allstate →

Frequently asked questions

Who has the stronger fundamentals today, Progressive or Allstate?

By the StockSemáforo model (profitability, growth and financial strength, built on official SEC data), Allstate scores higher: 88 versus 82 out of 100. The score is recomputed nightly with the latest filings.

Does that make Allstate the better investment?

No. The score measures business quality, not valuation: an excellent company can trade at an excessive price and be a poor investment at that price. To find out whether it's cheap or expensive, enter its current quote in the StockSemáforo analyzer.

Who's behind the methodology and model · how the score is computed

Data: official SEC filings (EDGAR) · Recomputed on September 11, 2026

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