Fundamental analysis · SEC EDGAR · TTM through 31/03/2026

Fundamental analysis of Allstate Corp

ALL · NYSE · Financial

Fundamental quality

ATTRACTIVE

87

out of 100

Allstate Corp fits the profile of a quality compounder: it pairs high return on capital (ROE 38.4%) with wide margins (net margin 17.8%) and a business that keeps growing (9.7% a year). On fundamental quality it scores 87 out of 100, profiling it as a company with solid fundamentals. Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

Allstate is one of America's largest auto and home insurers — the 'good hands' of its slogan. A massive personal-lines business where the battle is fought on price, claims costs and national-scale advertising.

What will shape its future

  • Auto claims: repair and accident inflation forces constant repricing.
  • Storms and catastrophes hitting insured homes, its most volatile risk.
  • The share war with GEICO and Progressive, fought ad by ad and rate by rate.

Breakdown by area

I.Growth
73

EPS growth: 20.1% · Revenue growth: 9.7%

II.Profitability
89

Net margin: 17.8% · ROE: 38.4%

III.Financial health
89

FCF: 16.9%

Source: SEC EDGAR · TTM through 31/03/2026

The score includes +3 for dividend strength: 15 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.

The score combines growth, profitability and financial strength, and here its pillars hold up evenly.

Versus its sector

Percentile against the other 71 Financial companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 55%
ROEbeats 94%
Growthbeats 58%
Cash generationbeats 44%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

Allstate Corp strengths

  • Outstanding return on equity (ROE of 38.4%): it puts shareholder capital to good use.
  • Strong free-cash-flow generation (FCF margin of 16.9%): profit turns into real cash.
  • Growing earnings per share (20.1% annualized).
  • High net margin (17.8%): the business is clearly profitable.

Allstate Corp risks and weaknesses

  • No clear weaknesses in the recent fundamentals, though the system doesn't assess qualitative factors (competition, regulation, management).

Allstate Corp historical evolution

YearRevenueNet incomeFree cash flowNet debt
202041,9095,5765,1837,514
202150,6011,6144,7717,213
202251,411-1,2894,7017,228
202357,094-1883,9617,220
202464,1064,6678,7217,381
202567,68510,2829,8826,812

Between 2020 and 2025, revenue went from $41,909M to $67,685M (+62%) and net income went from $5,576M to $10,282M (+84%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the quarter ended March 31, 2026, versus the quarter ended March 31, 2025 (SEC filings):

  • Revenue+3%
  • Net income+312.9%

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

$4

per share, yearly

10.1% of earnings

Payout

15 straight years raising it

Growth

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

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Is Allstate Corp cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

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Frequently asked questions

Is Allstate Corp a good company to invest in?

In terms of business quality, Allstate Corp scores 87 out of 100 in our analysis, placing it as a company of high fundamental quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is Allstate Corp a profitable company?

Yes. Allstate Corp shows a net margin of 17.8% and an ROE of 38.4%, a sign of a profitable business.

Is Allstate Corp growing?

Its revenue has grown 9.7% annualized in recent years and its earnings per share 20.1%, and without interruption since 2020.

Does Allstate Corp generate cash?

Yes. It converts about 16.9% of its revenue into free cash flow, and has done so positively year after year.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

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