Head to head · SEC data as of September 11, 2026

Charles Schwab vs Robinhood: which has the stronger fundamentals?

Charles Schwab

87

Quality score · out of 100

Robinhood

93

Quality score · out of 100

Robinhood comes in ahead: a quality score of 93 versus 87 for Charles Schwab. Robinhood wins on net margin (42% vs 38.8%), revenue growth (34.7% vs 15.7%) and earnings growth (150% vs 18.9%). Charles Schwab doesn't take a single major metric today.

The metrics, head to head

MetricCharles SchwabRobinhood
Quality score (0-100)8793
Net margin38.8%42%
Gross margin
ROE20.1%21.7%
Net debt/EBITDA
FCF margin41.5%
Revenue growth (annualized)15.7%34.7%
Earnings growth (annualized)18.9%150%

TTM metrics with official SEC data, refreshed daily. Bold green marks the winner of each metric. A dash means the metric doesn't apply or isn't reliable.

What each one does

Charles Schwab. Charles Schwab is the largest retail brokerage in the U.S.: it custodies the investments of millions of clients and advisors. Though it looks like a broker, it makes a lot of money as a bank, investing the cash its clients hold in their accounts.

Robinhood. Robinhood is the broker that turned the stock market into an app: zero commissions, video-game design and an entire generation of first-time investors as its clientele. It makes money on crypto, interest on customer cash and selling order flow to market makers.

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What this comparison doesn't tell you

The score measures business quality, not whether the stock is cheap or expensive: the better company can be the worse investment if you overpay. For the valuation verdict, enter each one's current price in the analyzer:

Analyze Charles Schwab →Analyze Robinhood →

Frequently asked questions

Who has the stronger fundamentals today, Charles Schwab or Robinhood?

By the StockSemáforo model (profitability, growth and financial strength, built on official SEC data), Robinhood scores higher: 93 versus 87 out of 100. The score is recomputed nightly with the latest filings.

Does that make Robinhood the better investment?

No. The score measures business quality, not valuation: an excellent company can trade at an excessive price and be a poor investment at that price. To find out whether it's cheap or expensive, enter its current quote in the StockSemáforo analyzer.

Who's behind the methodology and model · how the score is computed

Data: official SEC filings (EDGAR) · Recomputed on September 11, 2026

Spotted a figure that looks wrong? Report it and we'll review it.

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