Fundamental analysis · SEC EDGAR · TTM through 30/06/2026
SCHW · NYSE · Financial
Fundamental quality
87
out of 100
Schwab Charles Corp fits the profile of a quality compounder: it pairs high return on capital (ROE 20.1%) with wide margins (net margin 38.8%) and a business that keeps growing (15.7% a year). On fundamental quality it scores 87 out of 100, profiling it as a company with solid fundamentals. Whether it's cheap or expensive depends on the current price, which you can compute in the tool.
Charles Schwab is the largest retail brokerage in the U.S.: it custodies the investments of millions of clients and advisors. Though it looks like a broker, it makes a lot of money as a bank, investing the cash its clients hold in their accounts.
EPS growth: 18.9% · Revenue growth: 15.7%
Net margin: 38.8% · ROE: 20.1%
FCF: 41.5%
Source: SEC EDGAR · TTM through 30/06/2026
The score combines growth, profitability and financial strength, and here its pillars hold up evenly.
Percentile against the other 71 Financial companies in our coverage: how far it beats them on each metric (100 = best in sector).
Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.
Key concepts
What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow
| Year | Revenue | Net income | Free cash flow | Net debt |
|---|---|---|---|---|
| 2020 | 11,691 | 3,299 | 6,221 | -26,716 |
| 2021 | 18,520 | 5,855 | 1,202 | -39,206 |
| 2022 | 20,762 | 7,183 | 1,086 | -2,317 |
| 2023 | 18,837 | 5,067 | 18,887 | -17,209 |
| 2024 | 19,606 | 5,942 | 2,050 | -19,655 |
| 2025 | 23,921 | 8,852 | 8,763 | -23,831 |
Between 2020 and 2025, revenue went from $11,691M to $23,921M (+105%) and net income went from $3,299M to $8,852M (+168%). Meanwhile, its margins have widened (from 28% to 37%).
Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.
Latest results
Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):
Compared with the previous close (March 31, 2026), this is what moved in its accounts:
Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.
$1.08
per share, yearly
26.3% of earnings
Payout
The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →
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Is Schwab Charles Corp cheap or expensive?
That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).
Compute the valuation →Is Schwab Charles Corp a good company to invest in?
In terms of business quality, Schwab Charles Corp scores 87 out of 100 in our analysis, placing it as a company of high fundamental quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.
Is Schwab Charles Corp a profitable company?
Very. Schwab Charles Corp shows a net margin of 38.8% and an ROE of 20.1%, typical of a highly profitable business.
Is Schwab Charles Corp growing?
Its revenue has grown 15.7% annualized in recent years and its earnings per share 18.9%.
Does Schwab Charles Corp generate cash?
Yes. It converts about 41.5% of its revenue into free cash flow, and has done so positively year after year.
The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.
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Who's behind the methodology and model · how the score is computed
Data: see Schwab Charles Corp's filings on EDGAR
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