Fundamental analysis · SEC EDGAR · TTM through 30/06/2026

Fundamental analysis of Bank of New York Mellon Corp

BNY · NYSE · Financial

Fundamental quality

REASONABLE

73

out of 100

Bank of New York Mellon Corp earns a fundamental-quality score of 73 out of 100, profiling it as a company of reasonable quality. Its score rests mainly on its profitability (net margin 31.4%). Its weakest area is its growth (revenue +4.9%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

Bank of New York Mellon is the world's largest custody bank: it safekeeps and administers financial assets on behalf of funds, asset managers and institutions (it's not a retail bank). It charges fees to custody and process trillions in assets.

What will shape its future

  • The volume of assets it custodies and administers, tied to markets: when they rise, so do its fees.
  • Interest rates, which affect what it earns on client cash.
  • Pressure on custody fees, a large-scale, thin-margin business.

Breakdown by area

I.Growth
61

EPS growth: 15.8% · Revenue growth: 4.9%

II.Profitability
83

Net margin: 31.4% · ROE: 14.1%

III.Financial health
67

FCF: 7.9%

Source: SEC EDGAR · TTM through 30/06/2026

The score includes +3 for dividend strength: 15 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.

The score combines growth, profitability and financial strength. Here its profitability weighs in its favor, while its growth drags it down the most.

Versus its sector

Percentile against the other 71 Financial companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 87%
ROEbeats 48%
Growthbeats 19%
Cash generationbeats 21%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Why isn't a bank measured like other companies? Read the how to analyze a bank guide.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

Bank of New York Mellon Corp strengths

  • Exceptional net margin (31.4%): the business is clearly profitable.
  • Growing earnings per share (15.8% annualized).
  • Revenue rising without interruption since 2020.
  • Expanding margins: net margin has risen from 23% to 28% in recent years.

Bank of New York Mellon Corp risks and weaknesses

  • Its net debt has grown over the period.

Bank of New York Mellon Corp historical evolution

YearRevenueNet incomeFree cash flowNet debt
202015,8083,6173,81619,732
202115,9313,7591,62319,870
202216,5292,55613,72225,428
202317,6973,3024,69226,335
202418,6194,530-78226,676
202520,0805,5495,17726,762

Between 2020 and 2025, revenue went from $15,808M to $20,080M (+27%) and net income went from $3,617M to $5,549M (+53%). Meanwhile, its margins have widened (from 23% to 28%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

What changed with the June 30, 2026 results

Compared with the previous close (March 31, 2026), this is what moved in its accounts:

  • Quality score7273
  • Net margin29.7%31.4%

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

$2

per share, yearly

26.1% of earnings

Payout

15 straight years raising it

Growth

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

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Is Bank of New York Mellon Corp cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

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Frequently asked questions

Is Bank of New York Mellon Corp a good company to invest in?

In terms of business quality, Bank of New York Mellon Corp scores 73 out of 100 in our analysis, placing it as a company of reasonable quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is Bank of New York Mellon Corp a profitable company?

Very. Bank of New York Mellon Corp shows a net margin of 31.4% and an ROE of 14.1%, typical of a highly profitable business.

Is Bank of New York Mellon Corp growing?

Its revenue has grown 4.9% annualized in recent years and its earnings per share 15.8%, and without interruption since 2020.

Does Bank of New York Mellon Corp generate cash?

Yes. It converts about 7.9% of its revenue into free cash flow.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

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