Fundamental analysis · SEC EDGAR · TTM through 30/06/2026

Fundamental analysis of Renaissancere Holdings Ltd

RNR · NYSE · Financial

Fundamental quality

EXCELLENT

90

out of 100

Renaissancere Holdings Ltd fits the profile of a quality compounder: it pairs high return on capital (ROE 22.3%) with wide margins (net margin 23.7%) and a business that keeps growing (15% a year). On fundamental quality it scores 90 out of 100, profiling it as a company with solid fundamentals. Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

RenaissanceRe is the catastrophe reinsurer: from Bermuda, it models and assumes the hurricane and earthquake risks nobody else can price, for itself and for the third-party capital it manages. The best mathematical models of the worst possible weather.

What will shape its future

  • Hurricane season: a quiet year is a harvest; a bad one, the exam.
  • Catastrophe reinsurance pricing, hardened after years of claims.
  • Its third-party capital management, the fees smoothing its own cycle.

Breakdown by area

I.Growth
86

EPS growth: 29.5% · Revenue growth: 15%

II.Profitability
90

Net margin: 23.7% · ROE: 22.3%

Source: SEC EDGAR · TTM through 30/06/2026

The score includes +2 for dividend strength: 9 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.

The score combines growth, profitability and financial strength, and here its pillars hold up evenly.

Versus its sector

Percentile against the other 71 Financial companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 64%
ROEbeats 81%
Growthbeats 72%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

Renaissancere Holdings Ltd strengths

  • Growing earnings per share (29.5% annualized).
  • High net margin (23.7%): the business is clearly profitable.
  • Strong return on equity (ROE of 22.3%): it puts shareholder capital to good use.
  • Revenue growing (15% annualized).

Renaissancere Holdings Ltd risks and weaknesses

  • Its net debt has grown over the period.

Renaissancere Holdings Ltd historical evolution

YearRevenueNet incomeFree cash flowNet debt
20205,172762-601
20215,278-40-691
20225,060-1,061-24
20239,1352,56181
202411,6951,870210
202512,8482,682598

Between 2020 and 2025, revenue went from $5,172M to $12,848M (+148%) and net income went from $762M to $2,682M (+252%). Meanwhile, its margins have widened (from 15% to 21%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):

  • Revenue-25.7%
  • Net income-4.9%

What changed with the June 30, 2026 results

Compared with the previous close (March 31, 2026), this is what moved in its accounts:

  • Quality score9290
  • Net margin24.2%23.7%
  • ROE24.4%22.3%
  • Revenue growth16.6%15%

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

$1.28

per share, yearly

2.8% of earnings

Payout

at least 9 straight years raising it

Growth

That is what we can verify in the SEC filings, whose structured data only starts in 2008 and which many companies begin tagging later. The real streak may be considerably longer.

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

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Is Renaissancere Holdings Ltd cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

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Frequently asked questions

Is Renaissancere Holdings Ltd a good company to invest in?

In terms of business quality, Renaissancere Holdings Ltd scores 90 out of 100 in our analysis, placing it as a company of high fundamental quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is Renaissancere Holdings Ltd a profitable company?

Very. Renaissancere Holdings Ltd shows a net margin of 23.7% and an ROE of 22.3%, typical of a highly profitable business.

Is Renaissancere Holdings Ltd growing?

Its revenue has grown 15% annualized in recent years and its earnings per share 29.5%.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

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