Fundamental analysis · SEC EDGAR · TTM through 31/03/2026

Fundamental analysis of Equifax Inc

EFX · NYSE · Financial

Fundamental quality

REASONABLE

61

out of 100

Breakdown by area

I.GrowthEPS growth: 0.2% · Revenue growth: 6.5%
39
II.ProfitabilityNet margin: 11.1% · ROE: 15.4%
71
III.Financial healthNet debt/EBITDA: 2.72x · FCF: 18.1%
74

Source: SEC EDGAR · TTM through 31/03/2026

The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its growth drags it down the most.

Strengths

  • Strong free-cash-flow generation (FCF margin of 18.1%).

Risks and weaknesses

  • No clear weaknesses in the recent fundamentals, though the system doesn't assess qualitative factors (competition, regulation, management).

Historical evolution

YearRevenueNet incomeFree cash flowNet debt
2021$4,924M$744M$866M$5,070M
2022$5,122M$696M$133M$5,502M
2023$5,265M$545M$516M$5,494M
2024$5,681M$604M$813M$4,841M
2025$6,075M$660M$1,134M$4,913M

Between 2021 and 2025, revenue went from $4,924M to $6,075M (+23%) and net income went from $744M to $660M (-11%).

Annual figures in U.S. dollars per SEC filings. Net debt is total debt minus cash.

Frequently asked questions

Is Equifax Inc a profitable company?

Yes. Equifax Inc shows a net margin of 11.1% and an ROE of 15.4%, a sign of a profitable business.

Does Equifax Inc have a lot of debt?

A moderate level: its net debt is 2.72 times its EBITDA.

Is Equifax Inc growing?

Its revenue has grown 6.5% annualized in recent years and its earnings per share 0.2%.

Does Equifax Inc generate cash?

Yes. It converts about 18.1% of its revenue into free cash flow.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

Is Equifax Inc cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

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