Fundamental analysis · SEC EDGAR · TTM through 30/06/2026

Fundamental analysis of General Motors Co

GM · NYSE · Consumer

Fundamental quality

DEMANDING

45

out of 100

General Motors Co earns a fundamental-quality score of 45 out of 100, profiling it as a company with demanding fundamentals. Its score rests mainly on its financial strength (net debt -1.44× EBITDA). Its weakest area is its growth (revenue +7.8%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

General Motors is the largest U.S. automaker: Chevrolet and GMC trucks and SUVs as the cash machine, Cadillac as luxury, and a more pragmatic EV transition than Ford's. It buys back stock with an aggressiveness rare in the sector.

What will shape its future

  • Gas truck and SUV profitability, which still pays the bills.
  • Balancing its EV bet: scaling without burning what combustion earns.
  • Massive buybacks, the lever holding up earnings per share.

Breakdown by area

I.Growth
25

EPS growth: -11.3% · Revenue growth: 7.8%

II.Profitability
29

Net margin: 1.1% · ROE: 3.1% · ROIC: 4.3%

III.Financial health
81

Net debt/EBITDA: -1.44x · FCF: 7.8%

Source: SEC EDGAR · TTM through 30/06/2026

The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its growth drags it down the most.

Versus its sector

Percentile against the other 98 Consumer companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 19%
ROEbeats 15%
Growthbeats 51%
Cash generationbeats 53%
Less debtbeats 94%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

General Motors Co strengths

  • Net cash position: more cash than debt.
  • Positive free cash flow year after year, a self-funding business.

General Motors Co risks and weaknesses

  • Declining earnings per share (-11.3% annualized).
  • Thin margins (net margin of 1.1%), little cushion for setbacks.
  • Shrinking margins: net margin has fallen from 5% to 1% in recent years.
  • Low return on equity (ROE of 3.1%).

General Motors Co historical evolution

YearRevenueNet incomeFree cash flowNet debt
2020122,4856,42711,370-19,992
2021127,00410,0197,679-20,067
2022156,7359,9346,805-19,153
2023171,84210,1279,960-18,853
2024187,4426,0089,299-19,872
2025185,0192,69717,564-20,945

Between 2020 and 2025, revenue went from $122,485M to $185,019M (+51%) and net income went from $6,427M to $2,697M (-58%). Meanwhile, its margins have narrowed (from 5% to 1%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):

  • Revenue+0.6%
  • Net income-16%

What changed with the June 30, 2026 results

Compared with the previous close (March 31, 2026), this is what moved in its accounts:

  • Quality score4745

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

$0.57

per share, yearly

24.4% of earnings

Payout

at least 3 straight years raising it

Growth

That is what we can verify in the SEC filings, whose structured data only starts in 2008 and which many companies begin tagging later. The real streak may be considerably longer.

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

Advertising

Invest smart: choose your broker well

Open your account in minutes with regulated brokers and buy U.S. and European stocks from small amounts. No paperwork.

Interactive BrokersGlobal markets

The serious investor's standard

Open free account →
WebullCommission-free

Popular in the U.S.

Open free account →

Investing carries risk of loss.

Is General Motors Co cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

Compute the valuation →

Frequently asked questions

Is General Motors Co a good company to invest in?

In terms of business quality, General Motors Co scores 45 out of 100 in our analysis, placing it as a company with demanding fundamentals. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is General Motors Co a profitable company?

General Motors Co is profitable, with a net margin of 1.1%, though a thin one.

Does General Motors Co have a lot of debt?

No. General Motors Co has a net cash position: more cash than debt.

Is General Motors Co growing?

Its revenue has grown 7.8% annualized in recent years.

Does General Motors Co generate cash?

Yes. It converts about 7.8% of its revenue into free cash flow, and has done so positively year after year.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

Was this page helpful?