Fundamental analysis · SEC EDGAR · TTM through 31/03/2026

Fundamental analysis of Global Payments Inc

GPN · NYSE · Services-Business Services, NEC

Fundamental quality

DEMANDING

30

out of 100

Breakdown by area

I.GrowthEPS growth: -6.2% · Revenue growth: -0.4%
21
II.ProfitabilityNet margin: -8% · ROE: -3%
19
III.Financial healthNet debt/EBITDA: 5.58x · FCF: 12%
49

Source: SEC EDGAR · TTM through 31/03/2026

The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its profitability drags it down the most.

Strengths

  • Strong free-cash-flow generation (FCF margin of 12%).

Risks and weaknesses

  • No profits over the last twelve months (negative EPS).
  • Losses over the last twelve months (net margin of -8%).
  • Declining revenue (-0.4% annualized).
  • Declining earnings per share (-6.2% annualized).
  • High leverage (net debt of 5.58× EBITDA).

Historical evolution

YearRevenueNet incomeFree cash flowNet debt
2021$8,524M$965M$2,288M$9,429M
2022$8,976M$111M$1,628M$11,499M
2023$7,380M$986M$1,892M$14,279M
2024$7,736M$1,570M$2,383M$13,970M
2025$7,706M$1,400M$2,039M$13,215M

Between 2021 and 2025, revenue went from $8,524M to $7,706M (-10%) and net income went from $965M to $1,400M (+45%).

Annual figures in U.S. dollars per SEC filings. Net debt is total debt minus cash.

Frequently asked questions

Is Global Payments Inc a profitable company?

Over the last twelve months, no: Global Payments Inc posts a negative net margin (-8%).

Does Global Payments Inc have a lot of debt?

Yes, its leverage is high: net debt is 5.58 times its EBITDA.

Is Global Payments Inc growing?

Its revenue has fallen 0.4% annualized in recent years.

Does Global Payments Inc generate cash?

Yes. It converts about 12% of its revenue into free cash flow.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

Is Global Payments Inc cheap or expensive?

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