Fundamental analysis · SEC EDGAR · TTM through 31/03/2026
GPN · NYSE · Financial
Fundamental quality
36
out of 100
Global Payments Inc is going through a tough financial stretch: it hasn't been profitable over the last twelve months. On fundamental quality it scores 36 out of 100, profiling it as a company with demanding fundamentals. Its weakest area is its profitability (net margin -8%). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.
Global Payments processes card payments for merchants: it is the invisible machinery between a shop's terminal or a restaurant's software and the Visa and Mastercard networks. Its bet is selling merchants the full management software with payments built in.
Revenue growth: 3.4%
Net margin: -8% · ROE: -3% · ROIC: 2.5%
Net debt/EBITDA: 5.31x · FCF: 12%
Source: SEC EDGAR · TTM through 31/03/2026
The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its profitability drags it down the most.
Percentile against the other 71 Financial companies in our coverage: how far it beats them on each metric (100 = best in sector).
Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.
Key concepts
What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow
| Year | Revenue | Net income | Free cash flow | Net debt |
|---|---|---|---|---|
| 2020 | 7,424 | 585 | 1,878 | 7,205 |
| 2021 | 8,524 | 965 | 2,288 | 9,514 |
| 2022 | 8,976 | 111 | 1,628 | 11,499 |
| 2023 | 7,380 | 986 | 1,892 | 14,279 |
| 2024 | 7,736 | 1,570 | 2,383 | 13,970 |
| 2025 | 7,706 | 1,400 | 2,039 | 13,215 |
Between 2020 and 2025, revenue went from $7,424M to $7,706M (+4%) and net income went from $585M to $1,400M (+140%). Meanwhile, its margins have widened (from 8% to 18%).
Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.
Latest results
Figures for the quarter ended March 31, 2026, versus the quarter ended March 31, 2025 (SEC filings):
Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.
$1
per share, yearly
17% of earnings
Payout
The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →
Open your account in minutes with regulated brokers and buy U.S. and European stocks from small amounts. No paperwork.
The serious investor's standard
Open free account →Anyone who wants low commissions and access to almost any market in the world.
Popular in the U.S.
Open free account →Anyone investing in the U.S. who wants a powerful, commission-free stock app.
Investing carries risk of loss.
Is Global Payments Inc cheap or expensive?
That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).
Compute the valuation →Is Global Payments Inc a good company to invest in?
In terms of business quality, Global Payments Inc scores 36 out of 100 in our analysis, placing it as a company with demanding fundamentals. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.
Is Global Payments Inc a profitable company?
Over the last twelve months, no: Global Payments Inc posts a negative net margin (-8%).
Does Global Payments Inc have a lot of debt?
Yes, its leverage is high: net debt is 5.31 times its EBITDA, and it has been rising.
Is Global Payments Inc growing?
Its revenue has grown 3.4% annualized in recent years.
Does Global Payments Inc generate cash?
Yes. It converts about 12% of its revenue into free cash flow, and has done so positively year after year.
The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.
More Financial companies
Capital One (COF) · Progressive (PGR) · Aon (AON) · Arthur J. Gallagher (AJG) · Aflac (AFL) · MetLife (MET) · see more →
The best Financial stocks by our model →
Compare Global Payments Inc with 500+ companies in the screener →
Who's behind the methodology and model · how the score is computed
Data: see Global Payments Inc's filings on EDGAR
Spotted a figure that looks wrong? Report it and we'll review it.