Fundamental analysis · SEC EDGAR · TTM through 31/03/2026

Fundamental analysis of Arthur J. Gallagher & Co.

AJG · NYSE · Financial

Fundamental quality

REASONABLE

62

out of 100

Arthur J. Gallagher & Co. grows profitably: it increases revenue at double digits (15.6% a year) without giving up profitability (net margin 10.8%). On fundamental quality it scores 62 out of 100, profiling it as a company of reasonable quality. Its weakest area is its profitability (net margin 10.8%). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

Arthur J. Gallagher is the mid-market insurance broker: it advises and places policies for businesses the industry giants don't pamper, and grows by buying small brokerages at a pace of dozens per year. An acquisition machine in a recurring-commission business.

What will shape its future

  • Its acquisition assembly line: integrating family brokerages is its growth method.
  • Commercial insurance pricing, which drags its commissions up or down.
  • Mid-market client retention, more loyal and profitable than the big accounts.

Breakdown by area

I.Growth
65

EPS growth: 7.6% · Revenue growth: 15.6%

II.Profitability
58

Net margin: 10.8% · ROE: 6.8%

Source: SEC EDGAR · TTM through 31/03/2026

The score combines growth, profitability and financial strength. Here its growth weighs in its favor, while its profitability drags it down the most.

Versus its sector

Percentile against the other 71 Financial companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 32%
ROEbeats 16%
Growthbeats 78%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

Arthur J. Gallagher & Co. strengths

  • Revenue growing (15.6% annualized).
  • Revenue rising without interruption since 2020.
  • Solid net margin (10.8%): the business is clearly profitable.

Arthur J. Gallagher & Co. risks and weaknesses

  • Its net debt has grown over the period.

Arthur J. Gallagher & Co. historical evolution

YearRevenueNet incomeFree cash flowNet debt
20207,0048193,880
20218,2099075,881
20228,5511,1145,726
202310,0729706,994
202411,5551,463-1,830
202513,9421,49411,574

Between 2020 and 2025, revenue went from $7,004M to $13,942M (+99%) and net income went from $819M to $1,494M (+82%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the quarter ended March 31, 2026, versus the quarter ended March 31, 2025 (SEC filings):

  • Revenue+27.7%
  • Net income+16.8%

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

44.6% of earnings

Payout

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

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Is Arthur J. Gallagher & Co. cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

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Frequently asked questions

Is Arthur J. Gallagher & Co. a good company to invest in?

In terms of business quality, Arthur J. Gallagher & Co. scores 62 out of 100 in our analysis, placing it as a company of reasonable quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is Arthur J. Gallagher & Co. a profitable company?

Yes. Arthur J. Gallagher & Co. shows a net margin of 10.8% and an ROE of 6.8%, a sign of a profitable business.

Is Arthur J. Gallagher & Co. growing?

Its revenue has grown 15.6% annualized in recent years and its earnings per share 7.6%, and without interruption since 2020.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

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