Fundamental analysis · SEC EDGAR · TTM through 01/05/2026
LOW · NYSE · Consumer
Fundamental quality
58
out of 100
Lowes Companies Inc earns a fundamental-quality score of 58 out of 100, profiling it as a company of reasonable quality. Its score rests mainly on its financial strength (net debt 2.9× EBITDA). Its weakest area is its growth (revenue -0.2%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.
Lowe's is the second-largest home-improvement retailer in the U.S., behind Home Depot. It sells materials, tools and building products, with a customer base tilted more toward consumers than professionals.
EPS growth: 8.4% · Revenue growth: -0.2%
Net margin: 7.5% · ROIC: 28.6%
Net debt/EBITDA: 2.9x · FCF: 8.6%
Source: SEC EDGAR · TTM through 01/05/2026
The score includes +4 for dividend strength: 54 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.
The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its growth drags it down the most.
Percentile against the other 98 Consumer companies in our coverage: how far it beats them on each metric (100 = best in sector).
Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.
Key concepts
What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow
| Year | Revenue | Net income | Free cash flow | Net debt |
|---|---|---|---|---|
| 2021 | 89,597 | 5,835 | 9,258 | 15,978 |
| 2022 | 96,250 | 8,442 | 8,260 | 23,152 |
| 2023 | 97,059 | 6,437 | 6,760 | 32,421 |
| 2024 | 86,377 | 7,726 | 6,176 | 34,849 |
| 2025 | 83,674 | 6,957 | 7,698 | 33,558 |
| 2026 | 86,286 | 6,654 | 7,651 | 38,837 |
Between 2021 and 2026, revenue went from $89,597M to $86,286M (-4%) and net income went from $5,835M to $6,654M (+14%).
Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.
Latest results
Figures for the quarter ended May 1, 2026, versus the quarter ended May 2, 2025 (SEC filings):
Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.
$4.75
per share, yearly
39.6% of earnings
Payout
54 straight years raising it
Growth
The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →
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Is Lowes Companies Inc cheap or expensive?
That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).
Compute the valuation →Is Lowes Companies Inc a good company to invest in?
In terms of business quality, Lowes Companies Inc scores 58 out of 100 in our analysis, placing it as a company of reasonable quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.
Is Lowes Companies Inc a profitable company?
Lowes Companies Inc is profitable, with a net margin of 7.5%, though a thin one.
Does Lowes Companies Inc have a lot of debt?
A moderate level: its net debt is 2.9 times its EBITDA.
Is Lowes Companies Inc growing?
Its revenue has fallen 0.2% annualized in recent years.
Does Lowes Companies Inc generate cash?
Yes. It converts about 8.6% of its revenue into free cash flow, and has done so positively year after year.
The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.
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Who's behind the methodology and model · how the score is computed
Data: see Lowes Companies Inc's filings on EDGAR
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