Fundamental analysis · SEC EDGAR · TTM through 30/06/2026

Fundamental analysis of Pbf Energy Inc.

PBF · NYSE · Energy

Fundamental quality

ATTRACTIVE

76

out of 100

Pbf Energy Inc. earns a fundamental-quality score of 76 out of 100, profiling it as a company with solid fundamentals. Its score rests mainly on its growth (revenue +16.1%/yr). Its weakest area is its profitability (net margin 3.9%). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

PBF Energy is a pure independent refiner: half a dozen plants buying crude and selling gasoline and diesel, living off the spread between the two. No wells, no gas stations: the most direct — and volatile — bet on refining margins the stock market offers.

What will shape its future

  • Refining margins, its entire income statement: feast or famine, no middle ground.
  • US refinery closures, tightening supply and propping up the survivor.
  • Its balance sheet: hoarding cash in good years to survive the bad ones.

Breakdown by area

I.Growth
95

EPS growth: 49% · Revenue growth: 16.1%

II.Profitability
64

Net margin: 3.9% · ROE: 21.1% · ROIC: 20.6%

III.Financial health
69

Net debt/EBITDA: 0.36x · FCF: 2.2%

Source: SEC EDGAR · TTM through 30/06/2026

The score combines growth, profitability and financial strength. Here its growth weighs in its favor, while its profitability drags it down the most.

Versus its sector

Percentile against the other 30 Energy companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 20%
ROEbeats 62%
Growthbeats 57%
Cash generationbeats 22%
Less debtbeats 86%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

Pbf Energy Inc. strengths

  • Growing earnings per share (49% annualized).
  • Strong return on equity (ROE of 21.1%): it puts shareholder capital to good use.
  • Revenue growing (16.1% annualized).
  • It has cut its net debt over the period.

Pbf Energy Inc. risks and weaknesses

  • Thin margins (net margin of 3.9%), little cushion for setbacks.
  • Erratic free cash flow, with several years in the red.

Pbf Energy Inc. historical evolution

YearRevenueNet incomeFree cash flowNet debt
202015,116-1,392-8283,044
202127,2532312282,954
202246,8302,8774,139-769
202338,3252,141679-538
202433,115-534-347921
202529,332-158-7831,620

Between 2020 and 2025, revenue went from $15,116M to $29,332M (+94%) and net income went from -$1,392M to -$158M (+89%). It has also reduced its net debt over the period.

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):

  • Revenue+34.7%

What changed with the June 30, 2026 results

Compared with the previous close (March 31, 2026), this is what moved in its accounts:

  • Quality score5576
  • Net margin1.5%3.9%
  • ROE8%21.1%
  • FCF margin-2.3%2.2%
  • Revenue growth14.1%16.1%
  • Net debt/EBITDA2.02×0.36×

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

$1.2

per share, yearly

44.9% of earnings

Payout

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

Advertising

Want to invest in Pbf Energy Inc.?

Open your account in minutes with regulated brokers and buy U.S. and European stocks from small amounts. No paperwork.

Interactive BrokersGlobal markets

The serious investor's standard

Open free account →
WebullCommission-free

Popular in the U.S.

Open free account →

Investing carries risk of loss.

Is Pbf Energy Inc. cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

Compute the valuation →

Frequently asked questions

Is Pbf Energy Inc. a good company to invest in?

In terms of business quality, Pbf Energy Inc. scores 76 out of 100 in our analysis, placing it as a company of high fundamental quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is Pbf Energy Inc. a profitable company?

Pbf Energy Inc. is profitable, with a net margin of 3.9%, though a thin one.

Does Pbf Energy Inc. have a lot of debt?

Not particularly. Its net debt is 0.36 times its EBITDA, a low level.

Is Pbf Energy Inc. growing?

Its revenue has grown 16.1% annualized in recent years and its earnings per share 49%.

Does Pbf Energy Inc. generate cash?

Yes. It converts about 2.2% of its revenue into free cash flow.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

Was this page helpful?