Fundamental analysis · SEC EDGAR · TTM through 01/08/2026

Fundamental analysis of Bj's Wholesale Club Holdings, Inc.

BJ · NYSE · Consumer

Fundamental quality

REASONABLE

62

out of 100

Bj's Wholesale Club Holdings, Inc. earns a fundamental-quality score of 62 out of 100, profiling it as a company of reasonable quality. Its score rests mainly on its financial strength (net debt 0.52× EBITDA). Its weakest area is its growth (revenue +7.4%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

BJ's Wholesale Club is America's third membership warehouse club, behind Costco and Sam's Club: an annual fee in exchange for wholesale prices, with stores concentrated on the East Coast and an assortment closer to a supermarket than its giant rivals.

What will shape its future

  • Membership renewals, the model's real profit: the store nearly runs at cost.
  • Geographic expansion into the rest of the country, its pending runway.
  • The shadow of Costco and Sam's: competing against retail's two best machines.

Breakdown by area

I.Growth
53

EPS growth: 7.8% · Revenue growth: 7.4%

II.Profitability
64

Net margin: 2.6% · ROE: 27.1% · ROIC: 22.5%

III.Financial health
68

Net debt/EBITDA: 0.52x · FCF: 1.6%

Source: SEC EDGAR · TTM through 01/08/2026

The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its growth drags it down the most.

Versus its sector

Percentile against the other 98 Consumer companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 32%
ROEbeats 70%
Growthbeats 43%
Cash generationbeats 15%
Less debtbeats 72%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

Bj's Wholesale Club Holdings, Inc. strengths

  • Outstanding return on equity (ROE of 27.1%): it puts shareholder capital to good use.
  • Revenue rising without interruption since 2021.
  • It has cut its net debt over the period.
  • Positive free cash flow year after year, a self-funding business.

Bj's Wholesale Club Holdings, Inc. risks and weaknesses

  • Thin margins (net margin of 2.6%), little cushion for setbacks.

Bj's Wholesale Club Holdings, Inc. historical evolution

YearRevenueNet incomeFree cash flowNet debt
202115,4304216501,063
202216,667427508703
202319,315513390819
202419,969524252681
202520,502534313546
202621,457578328473

Between 2021 and 2026, revenue went from $15,430M to $21,457M (+39%) and net income went from $421M to $578M (+37%). It has also reduced its net debt over the period.

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the half-year ended August 1, 2026, versus the half-year ended August 2, 2025 (SEC filings):

  • Revenue+12.9%
  • Net income+5.4%

What changed with the August 1, 2026 results

Compared with the previous close (May 2, 2026), this is what moved in its accounts:

  • Quality score6062

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

$0

per share, yearly

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

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Is Bj's Wholesale Club Holdings, Inc. cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

Compute the valuation →

Frequently asked questions

Is Bj's Wholesale Club Holdings, Inc. a good company to invest in?

In terms of business quality, Bj's Wholesale Club Holdings, Inc. scores 62 out of 100 in our analysis, placing it as a company of reasonable quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is Bj's Wholesale Club Holdings, Inc. a profitable company?

Bj's Wholesale Club Holdings, Inc. is profitable, with a net margin of 2.6%, though a thin one.

Does Bj's Wholesale Club Holdings, Inc. have a lot of debt?

Not particularly. Its net debt is 0.52 times its EBITDA, a low level.

Is Bj's Wholesale Club Holdings, Inc. growing?

Its revenue has grown 7.4% annualized in recent years and its earnings per share 7.8%, and without interruption since 2021.

Does Bj's Wholesale Club Holdings, Inc. generate cash?

Yes. It converts about 1.6% of its revenue into free cash flow, and has done so positively year after year.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

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