Fundamental analysis · SEC EDGAR · TTM through 30/06/2026

Fundamental analysis of Cna Financial Corp

CNA · NYSE · Financial

Fundamental quality

REASONABLE

67

out of 100

Cna Financial Corp earns a fundamental-quality score of 67 out of 100, profiling it as a company of reasonable quality. Its score rests mainly on its financial strength (FCF margin 14.9%). Its weakest area is its growth (revenue +6.3%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

CNA Financial is a veteran commercial insurer controlled by the Loews holding company: property and liability policies for mid-sized businesses, with specialties like professional liability and aging-services coverage. Boring discipline and generous special dividends for its owner.

What will shape its future

  • The commercial-insurance pricing cycle, the whole sector's tide.
  • Its legacy long-term-care book, the inheritance demanding reserves.
  • Special dividends: its cash flows toward Loews, minority holders along for the ride.

Breakdown by area

I.Growth
56

EPS growth: 11.2% · Revenue growth: 6.3%

II.Profitability
61

Net margin: 8.2% · ROE: 11.1%

III.Financial health
85

FCF: 14.9%

Source: SEC EDGAR · TTM through 30/06/2026

The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its growth drags it down the most.

Versus its sector

Percentile against the other 71 Financial companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 23%
ROEbeats 29%
Growthbeats 29%
Cash generationbeats 40%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

Cna Financial Corp strengths

  • Strong free-cash-flow generation (FCF margin of 14.9%): profit turns into real cash.
  • Growing earnings per share (11.2% annualized).
  • Positive free cash flow year after year, a self-funding business.
  • Solid net margin (8.2%): the business is clearly profitable.

Cna Financial Corp risks and weaknesses

  • No clear weaknesses in the recent fundamentals, though the system doesn't assess qualitative factors (competition, regulation, management).

Cna Financial Corp historical evolution

YearRevenueNet incomeFree cash flowNet debt
202010,8086901,7522,357
202111,9081,1841,9712,243
202211,8796822,4502,306
202313,2991,2052,1952,686
202414,2709592,4762,501
202514,9891,2782,4042,546

Between 2020 and 2025, revenue went from $10,808M to $14,989M (+39%) and net income went from $690M to $1,278M (+85%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):

  • Revenue+2.2%
  • Net income-7.2%

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

$3.84

per share, yearly

81.9% of earnings

Payout

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

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Is Cna Financial Corp cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

Compute the valuation →

Frequently asked questions

Is Cna Financial Corp a good company to invest in?

In terms of business quality, Cna Financial Corp scores 67 out of 100 in our analysis, placing it as a company of reasonable quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is Cna Financial Corp a profitable company?

Cna Financial Corp is profitable, with a net margin of 8.2%, though a thin one.

Is Cna Financial Corp growing?

Its revenue has grown 6.3% annualized in recent years and its earnings per share 11.2%.

Does Cna Financial Corp generate cash?

Yes. It converts about 14.9% of its revenue into free cash flow, and has done so positively year after year.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

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