Fundamental analysis · SEC EDGAR · TTM through 31/03/2026
PRU · NYSE · Financial
Fundamental quality
37
out of 100
Prudential Financial Inc earns a fundamental-quality score of 37 out of 100, profiling it as a company with demanding fundamentals. Its score rests mainly on its profitability (net margin 5.5%). Its weakest area is its growth (revenue +1.9%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.
Prudential Financial is a US life-insurance and retirement giant: policies, annuities and an asset manager (PGIM) running more than a trillion dollars. Its business is promising payments decades out and earning by investing in the meantime.
EPS growth: -17.9% · Revenue growth: 1.9%
Net margin: 5.5% · ROE: 10.8%
Source: SEC EDGAR · TTM through 31/03/2026
The score includes +3 for dividend strength: 14 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.
The score combines growth, profitability and financial strength. Here its profitability weighs in its favor, while its growth drags it down the most.
Percentile against the other 71 Financial companies in our coverage: how far it beats them on each metric (100 = best in sector).
Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.
Key concepts
What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow
| Year | Revenue | Net income | Free cash flow | Net debt |
|---|---|---|---|---|
| 2020 | 57,033 | -374 | — | 6,942 |
| 2021 | 71,247 | 8,868 | — | 6,456 |
| 2022 | 56,881 | -1,647 | — | 3,432 |
| 2023 | 53,979 | 2,488 | — | 81 |
| 2024 | 70,405 | 2,727 | — | 1,643 |
| 2025 | 60,774 | 3,576 | — | 587 |
Between 2020 and 2025, revenue went from $57,033M to $60,774M (+7%) and net income went from -$374M to $3,576M (+1056%). It has also reduced its net debt over the period.
Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.
Latest results
Figures for the quarter ended March 31, 2026, versus the quarter ended March 31, 2025 (SEC filings):
Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.
$5.4
per share, yearly
53.9% of earnings
Payout
at least 14 straight years raising it
Growth
That is what we can verify in the SEC filings, whose structured data only starts in 2008 and which many companies begin tagging later. The real streak may be considerably longer.
The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →
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Is Prudential Financial Inc cheap or expensive?
That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).
Compute the valuation →Is Prudential Financial Inc a good company to invest in?
In terms of business quality, Prudential Financial Inc scores 37 out of 100 in our analysis, placing it as a company with demanding fundamentals. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.
Is Prudential Financial Inc a profitable company?
Prudential Financial Inc is profitable, with a net margin of 5.5%, though a thin one.
Is Prudential Financial Inc growing?
Its revenue has grown 1.9% annualized in recent years.
The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.
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Compare Prudential Financial Inc with 500+ companies in the screener →
Who's behind the methodology and model · how the score is computed
Data: see Prudential Financial Inc's filings on EDGAR
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