Fundamental analysis · SEC EDGAR · TTM through 30/06/2026

Fundamental analysis of Horton D R Inc

DHI · NYSE · Consumer

Fundamental quality

REASONABLE

70

out of 100

Horton D R Inc earns a fundamental-quality score of 70 out of 100, profiling it as a company of reasonable quality. Its score rests mainly on its financial strength (net debt -0.49× EBITDA). Its weakest area is its growth (revenue +9%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

D.R. Horton is America's largest homebuilder: the country's affordable-home factory, focused on first-time buyers and present in more states than anyone. Volume, efficiency and a sales machine that doesn't stop.

What will shape its future

  • Affordability: its buyer is the most rate- and price-sensitive in the whole market.
  • Mortgage incentives, the discount sustaining sales when credit is expensive.
  • America's housing shortage, its underlying tailwind.

Breakdown by area

I.Growth
57

EPS growth: 8.9% · Revenue growth: 9%

II.Profitability
64

Net margin: 9.2% · ROE: 12.8% · ROIC: 14.2%

III.Financial health
84

Net debt/EBITDA: -0.49x · FCF: 9.6%

Source: SEC EDGAR · TTM through 30/06/2026

The score includes +2 for dividend strength: 11 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.

The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its growth drags it down the most.

Versus its sector

Percentile against the other 98 Consumer companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 66%
ROEbeats 38%
Growthbeats 62%
Cash generationbeats 68%
Less debtbeats 85%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

Horton D R Inc strengths

  • Net cash position: more cash than debt.
  • Revenue growing (9% annualized).
  • Solid net margin (9.2%): the business is clearly profitable.
  • Positive free cash flow year after year, a self-funding business.

Horton D R Inc risks and weaknesses

  • No clear weaknesses in the recent fundamentals, though the system doesn't assess qualitative factors (competition, regulation, management).

Horton D R Inc historical evolution

YearRevenueNet incomeFree cash flowNet debt
202020,3112,3741,325-3,018
202127,7744,176441-3,210
202233,4805,858414-2,540
202335,4604,7464,156-3,874
202436,8014,7562,025-4,516
202534,2503,5853,284-2,985

Between 2020 and 2025, revenue went from $20,311M to $34,250M (+69%) and net income went from $2,374M to $3,585M (+51%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the nine months ended June 30, 2026, versus the nine months ended June 30, 2025 (SEC filings):

  • Revenue-3.7%
  • Net income-19.9%

What changed with the June 30, 2026 results

Compared with the previous close (March 31, 2026), this is what moved in its accounts:

  • Quality score7270

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

$1.6

per share, yearly

13.8% of earnings

Payout

11 straight years raising it

Growth

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

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Is Horton D R Inc cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

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Frequently asked questions

Is Horton D R Inc a good company to invest in?

In terms of business quality, Horton D R Inc scores 70 out of 100 in our analysis, placing it as a company of reasonable quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is Horton D R Inc a profitable company?

Horton D R Inc is profitable, with a net margin of 9.2%, though a thin one.

Does Horton D R Inc have a lot of debt?

No. Horton D R Inc has a net cash position: more cash than debt.

Is Horton D R Inc growing?

Its revenue has grown 9% annualized in recent years and its earnings per share 8.9%.

Does Horton D R Inc generate cash?

Yes. It converts about 9.6% of its revenue into free cash flow, and has done so positively year after year.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

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