Fundamental analysis · SEC EDGAR · TTM through 31/03/2026

Fundamental analysis of Fidelity National Financial, Inc.

FNF · NYSE · Financial

Fundamental quality

REASONABLE

57

out of 100

Breakdown by area

I.GrowthEPS growth: -14.5% · Revenue growth: 8.2%
22
II.ProfitabilityNet margin: 5.1% · ROE: 10.5%
53
III.Financial healthFCF: 35.9%
95

Source: SEC EDGAR · TTM through 31/03/2026

The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its growth drags it down the most.

Strengths

  • Growing revenue (8.2% annualized).
  • Strong free-cash-flow generation (FCF margin of 35.9%).

Risks and weaknesses

  • Declining earnings per share (-14.5% annualized).

Historical evolution

YearRevenueNet incomeFree cash flowNet debt
202115,6552,797-1,264
202211,5651,294952
202311,7525171,120
202413,6811,270842
202514,4456021,764

Between 2021 and 2025, revenue went from $15,655M to $14,445M (-8%) and net income went from $2,797M to $602M (-78%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Frequently asked questions

Is Fidelity National Financial, Inc. a profitable company?

Fidelity National Financial, Inc. is profitable, with a net margin of 5.1%, though a thin one.

Is Fidelity National Financial, Inc. growing?

Its revenue has grown 8.2% annualized in recent years.

Does Fidelity National Financial, Inc. generate cash?

Yes. It converts about 35.9% of its revenue into free cash flow.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

Is Fidelity National Financial, Inc. cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

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