Fundamental analysis · SEC EDGAR · TTM through 30/06/2026
FNF · NYSE · Financial
Fundamental quality
39
out of 100
Fidelity National Financial, Inc. earns a fundamental-quality score of 39 out of 100, profiling it as a company with demanding fundamentals. Its score rests mainly on its profitability (net margin 5%). Its weakest area is its growth (revenue +6.7%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.
Fidelity National Financial is America's title-insurance leader: the policy required in nearly every home sale, guaranteeing the deed is clean. A near-oligopoly tied to the housing market, plus annuity insurer F&G.
EPS growth: -9.6% · Revenue growth: 6.7%
Net margin: 5% · ROE: 10.4%
Source: SEC EDGAR · TTM through 30/06/2026
The score combines growth, profitability and financial strength. Here its profitability weighs in its favor, while its growth drags it down the most.
Percentile against the other 71 Financial companies in our coverage: how far it beats them on each metric (100 = best in sector).
Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.
Key concepts
What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow
| Year | Revenue | Net income | Free cash flow | Net debt |
|---|---|---|---|---|
| 2020 | 10,778 | 1,427 | — | -57 |
| 2021 | 15,655 | 2,797 | — | -1,264 |
| 2022 | 11,565 | 1,294 | — | 952 |
| 2023 | 11,752 | 517 | — | 1,120 |
| 2024 | 13,681 | 1,270 | — | 842 |
| 2025 | 14,445 | 602 | — | 1,764 |
Between 2020 and 2025, revenue went from $10,778M to $14,445M (+34%) and net income went from $1,427M to $602M (-58%). Meanwhile, its margins have narrowed (from 13% to 4%).
Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.
Latest results
Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):
Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.
$2.02
per share, yearly
90.7% of earnings
Payout
7 straight years raising it
Growth
The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →
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Is Fidelity National Financial, Inc. cheap or expensive?
That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).
Compute the valuation →Is Fidelity National Financial, Inc. a good company to invest in?
In terms of business quality, Fidelity National Financial, Inc. scores 39 out of 100 in our analysis, placing it as a company with demanding fundamentals. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.
Is Fidelity National Financial, Inc. a profitable company?
Fidelity National Financial, Inc. is profitable, with a net margin of 5%, though a thin one.
Is Fidelity National Financial, Inc. growing?
Its revenue has grown 6.7% annualized in recent years.
The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.
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Who's behind the methodology and model · how the score is computed
Data: see Fidelity National Financial, Inc.'s filings on EDGAR
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