Fundamental analysis · SEC EDGAR · TTM through 30/06/2026
RGA · NYSE · Financial
Fundamental quality
70
out of 100
Reinsurance Group of America Inc earns a fundamental-quality score of 70 out of 100, profiling it as a company of reasonable quality. Its score rests mainly on its growth (revenue +11.1%/yr). Its weakest area is its profitability (net margin 5.8%). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.
Reinsurance Group of America is the world specialist in life reinsurance: it insures the insurers, taking on part of the mortality and longevity risk of millions of others' policies. A pure actuaries' business, invisible to the public and essential to the system.
EPS growth: 26.2% · Revenue growth: 11.1%
Net margin: 5.8% · ROE: 11%
Source: SEC EDGAR · TTM through 30/06/2026
The score includes +1 for dividend strength: 4 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.
The score combines growth, profitability and financial strength. Here its growth weighs in its favor, while its profitability drags it down the most.
Percentile against the other 71 Financial companies in our coverage: how far it beats them on each metric (100 = best in sector).
Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.
Key concepts
What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow
| Year | Revenue | Net income | Free cash flow | Net debt |
|---|---|---|---|---|
| 2020 | 14,596 | 415 | 3,294 | 625 |
| 2021 | 16,667 | 1,170 | 4,163 | 740 |
| 2022 | 16,227 | 517 | 1,318 | 1,034 |
| 2023 | 18,567 | 902 | — | 1,457 |
| 2024 | 22,107 | 717 | — | 1,716 |
| 2025 | 23,698 | 1,182 | — | 1,542 |
Between 2020 and 2025, revenue went from $14,596M to $23,698M (+62%) and net income went from $415M to $1,182M (+185%).
Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.
Latest results
Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):
Compared with the previous close (March 31, 2026), this is what moved in its accounts:
Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.
$3.64
per share, yearly
20.3% of earnings
Payout
4 straight years raising it
Growth
The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →
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Is Reinsurance Group of America Inc cheap or expensive?
That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).
Compute the valuation →Is Reinsurance Group of America Inc a good company to invest in?
In terms of business quality, Reinsurance Group of America Inc scores 70 out of 100 in our analysis, placing it as a company of reasonable quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.
Is Reinsurance Group of America Inc a profitable company?
Reinsurance Group of America Inc is profitable, with a net margin of 5.8%, though a thin one.
Is Reinsurance Group of America Inc growing?
Its revenue has grown 11.1% annualized in recent years and its earnings per share 26.2%.
The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.
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Who's behind the methodology and model · how the score is computed
Data: see Reinsurance Group of America Inc's filings on EDGAR
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