Fundamental analysis · SEC EDGAR · TTM through 30/06/2026

Fundamental analysis of Fifth Third Bancorp

FITB · NYSE · Financial

Fundamental quality

REASONABLE

57

out of 100

Fifth Third Bancorp earns a fundamental-quality score of 57 out of 100, profiling it as a company of reasonable quality. Its score rests mainly on its financial strength. Its weakest area is its growth (EPS -0.5%/yr). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

Fifth Third Bancorp is a U.S. regional bank based in the Midwest, doing classic commercial banking: deposits, loans to individuals and businesses, and payments. A well-run mid-sized bank.

What will shape its future

  • Net interest margin and deposit costs depending on rates.
  • Credit health in its region (consumer, business, commercial real estate).
  • Its efficiency and ability to win customers in its market.

Breakdown by area

I.Growth
27

EPS growth: -0.5%

II.Profitability
49

ROE: 6.8%

III.Financial health
86

Capital strength: 11.5%

For banks and financials, net debt/EBITDA and free cash flow don't apply (debt is their business). We use capital strength: equity over total assets. The higher it is, the bigger the cushion against losses.

Source: SEC EDGAR · TTM through 30/06/2026

The score includes +3 for dividend strength: 15 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.

The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its growth drags it down the most.

Why isn't a bank measured like other companies? Read the how to analyze a bank guide.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

Fifth Third Bancorp strengths

  • No clearly standout strengths by the system's thresholds.

Fifth Third Bancorp risks and weaknesses

  • Declining earnings per share (-0.5% annualized).

Latest results

Versus the same period a year earlier

Figures for the nine months ended September 30, 2024, versus the nine months ended September 30, 2023 (SEC filings):

  • Net income-15.4%

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

$1.54

per share, yearly

46.1% of earnings

Payout

15 straight years raising it

Growth

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

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Is Fifth Third Bancorp cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

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Frequently asked questions

Is Fifth Third Bancorp a good company to invest in?

In terms of business quality, Fifth Third Bancorp scores 57 out of 100 in our analysis, placing it as a company of reasonable quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

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