Fundamental analysis · SEC EDGAR · TTM through 31/03/2026
UNM · NYSE · Financial
Fundamental quality
42
out of 100
Source: SEC EDGAR · TTM through 31/03/2026
The score combines growth, profitability and financial strength. Here its financial strength weighs in its favor, while its growth drags it down the most.
| Year | Revenue | Net income | Free cash flow | Net debt |
|---|---|---|---|---|
| 2021 | 12,008 | 981 | 1,277 | — |
| 2022 | 11,984 | 1,407 | 1,317 | — |
| 2023 | 12,386 | 1,284 | 1,068 | — |
| 2024 | 12,887 | 1,779 | 1,388 | — |
| 2025 | 13,076 | 739 | 555 | — |
Between 2021 and 2025, revenue went from $12,008M to $13,076M (+9%) and net income went from $981M to $739M (-25%).
Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.
Is Unum Group a profitable company?
Unum Group is profitable, with a net margin of 5.9%, though a thin one.
Does Unum Group have a lot of debt?
A moderate level: its net debt is 2.64 times its EBITDA.
Is Unum Group growing?
Its revenue has grown 3.4% annualized in recent years.
Does Unum Group generate cash?
Yes. It converts about 4% of its revenue into free cash flow.
The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.
Is Unum Group cheap or expensive?
That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).
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