Fundamental analysis · SEC EDGAR · TTM through 30/06/2026

Fundamental analysis of Group 1 Automotive Inc

GPI · NYSE · Consumer

Fundamental quality

DEMANDING

46

out of 100

Group 1 Automotive Inc's profile is defined by leverage: it carries high debt (4.14× EBITDA) on thin margins (1.3%), which makes it more sensitive to rates and the cycle. On fundamental quality it scores 46 out of 100, profiling it as a company with demanding fundamentals. Its weakest area is its financial strength (net debt 4.14× EBITDA). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.

What the company does

Group 1 Automotive is one of the big dealership groups of the United States and Britain: hundreds of Toyota, BMW and major-brand stores, with service and financing. The sector's same playbook: buy dealerships, squeeze the service bay and buy back shares.

What will shape its future

  • New and used vehicle margins, returning to post-scarcity normal.
  • The service bay: aftersales is the stable half holding up profit.
  • Its British expansion, the diversification its rivals lack.

Breakdown by area

I.Growth
64

EPS growth: 8.5% · Revenue growth: 14.4%

II.Profitability
37

Net margin: 1.3% · ROE: 9.8% · ROIC: 8.1%

III.Financial health
35

Net debt/EBITDA: 4.14x · FCF: 0.8%

Source: SEC EDGAR · TTM through 30/06/2026

The score includes +1 for dividend strength: 5 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.

The score combines growth, profitability and financial strength. Here its growth weighs in its favor, while its financial strength drags it down the most.

Versus its sector

Percentile against the other 98 Consumer companies in our coverage: how far it beats them on each metric (100 = best in sector).

Net marginbeats 21%
ROEbeats 33%
Growthbeats 76%
Cash generationbeats 10%
Less debtbeats 11%

Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.

Key concepts

What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow

Group 1 Automotive Inc strengths

  • Revenue growing (14.4% annualized).
  • Revenue rising without interruption since 2020.
  • Positive free cash flow year after year, a self-funding business.

Group 1 Automotive Inc risks and weaknesses

  • High leverage (net debt of 4.14× EBITDA): more exposed to rates and to a rough patch.
  • Its net debt has grown over the period.
  • Thin margins (net margin of 1.3%), little cushion for setbacks.

Group 1 Automotive Inc historical evolution

YearRevenueNet incomeFree cash flowNet debt
202010,6002877021,277
202113,4825521,1162,032
202216,2227524302,045
202317,87460252,050
202419,9344983412,895
202522,5713254253,680

Between 2020 and 2025, revenue went from $10,600M to $22,571M (+113%) and net income went from $287M to $325M (+14%).

Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.

Latest results

Versus the same period a year earlier

Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):

  • Revenue-3.7%
  • Net income-13.1%

What changed with the June 30, 2026 results

Compared with the previous close (March 31, 2026), this is what moved in its accounts:

  • Quality score5046
  • ROE11.5%9.8%
  • Revenue growth15.4%14.4%
  • Net debt/EBITDA3.78×4.14×

Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.

Dividend

$2

per share, yearly

7.9% of earnings

Payout

at least 5 straight years raising it

Growth

That is what we can verify in the SEC filings, whose structured data only starts in 2008 and which many companies begin tagging later. The real streak may be considerably longer.

The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →

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Is Group 1 Automotive Inc cheap or expensive?

That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).

Compute the valuation →

Frequently asked questions

Is Group 1 Automotive Inc a good company to invest in?

In terms of business quality, Group 1 Automotive Inc scores 46 out of 100 in our analysis, placing it as a company with demanding fundamentals. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.

Is Group 1 Automotive Inc a profitable company?

Group 1 Automotive Inc is profitable, with a net margin of 1.3%, though a thin one.

Does Group 1 Automotive Inc have a lot of debt?

Yes, its leverage is high: net debt is 4.14 times its EBITDA, and it has been rising.

Is Group 1 Automotive Inc growing?

Its revenue has grown 14.4% annualized in recent years and its earnings per share 8.5%, and without interruption since 2020.

Does Group 1 Automotive Inc generate cash?

Yes. It converts about 0.8% of its revenue into free cash flow, and has done so positively year after year.

The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.

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