Fundamental analysis · SEC EDGAR · TTM through 30/06/2026
GS · NYSE · Financial
Fundamental quality
65
out of 100
Goldman Sachs Group Inc earns a fundamental-quality score of 65 out of 100, profiling it as a company of reasonable quality. Its score rests mainly on its profitability (net margin 31.7%). Its weakest area is its financial strength (FCF margin -62.7%). Whether it's cheap or expensive depends on the current price, which you can compute in the tool.
Goldman Sachs is one of the world's largest investment banks. Its core business is advising on mergers and IPOs, trading in the markets, and managing large fortunes and assets. It's not a traditional retail bank.
EPS growth: 19.1% · Revenue growth: 7.5%
Net margin: 31.7% · ROE: 17.1%
FCF: -62.7%
Source: SEC EDGAR · TTM through 30/06/2026
The score includes +3 for dividend strength: 15 consecutive years of increases. Keeping that streak demands growing cash generation and balance-sheet discipline.
The score combines growth, profitability and financial strength. Here its profitability weighs in its favor, while its financial strength drags it down the most.
Percentile against the other 71 Financial companies in our coverage: how far it beats them on each metric (100 = best in sector).
Computed from the daily dataset scores. A high percentile places the company among the best in its sector on that metric; it is not a buy recommendation.
Key concepts
What do these metrics mean? Fundamental analysis · What is the P/E · What is EPS · What is ROE · Net & gross margin · Free cash flow
| Year | Revenue | Net income | Free cash flow | Net debt |
|---|---|---|---|---|
| 2020 | 44,560 | 9,459 | -24,844 | 110,509 |
| 2021 | 59,339 | 21,635 | 1,631 | 40,011 |
| 2022 | 47,365 | 11,261 | 4,960 | 66,274 |
| 2023 | 46,254 | 8,516 | -14,903 | 76,245 |
| 2024 | 53,512 | 14,276 | -15,303 | 130,251 |
| 2025 | 58,283 | 17,176 | -47,218 | 191,700 |
Between 2020 and 2025, revenue went from $44,560M to $58,283M (+31%) and net income went from $9,459M to $17,176M (+82%). Meanwhile, its margins have widened (from 21% to 29%).
Annual figures in millions of U.S. dollars ($M) per SEC filings. Net debt is total debt minus cash.
Latest results
Figures for the half-year ended June 30, 2026, versus the half-year ended June 30, 2025 (SEC filings):
Compared with the previous close (March 31, 2026), this is what moved in its accounts:
Automatic comparison between the two most recent periods filed with the SEC. One quarter doesn't make a trend: read it alongside the historical evolution above.
$14
per share, yearly
30.7% of earnings
Payout
15 straight years raising it
Growth
The dividend yield depends on today's price. Compute it in the analyzer → · See all dividend-paying stocks →
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Is Goldman Sachs Group Inc cheap or expensive?
That depends on the current price. Look it up, enter it in the tool and get the full valuation verdict (P/E against its sector).
Compute the valuation →Is Goldman Sachs Group Inc a good company to invest in?
In terms of business quality, Goldman Sachs Group Inc scores 65 out of 100 in our analysis, placing it as a company of reasonable quality. That said, this isn't a recommendation: whether it's a good investment also depends on its current price and your goals.
Is Goldman Sachs Group Inc a profitable company?
Very. Goldman Sachs Group Inc shows a net margin of 31.7% and an ROE of 17.1%, typical of a highly profitable business.
Is Goldman Sachs Group Inc growing?
Its revenue has grown 7.5% annualized in recent years and its earnings per share 19.1%.
Does Goldman Sachs Group Inc generate cash?
Over the last twelve months its free cash flow was negative.
The thresholds are general and the system doesn't judge qualitative factors. See the full methodology and use this analysis as a first filter, never as a final decision.
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Who's behind the methodology and model · how the score is computed
Data: see Goldman Sachs Group Inc's filings on EDGAR
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